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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 121,557 reviews, last reviewed 7th Jun 2026
3262550% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service with quick transactions Excellent service with quick transactions Reviewed on: 7th June 2026
Michael b's avatar
Michael b

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026
Graniel's avatar
Graniel
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (121557)

Perfect.

5
Quick and easy to use. Readily available and free. Reviewed on: 28th May 2025
Robert B's avatar
Robert B

Convenient and safe

5
PayPal is just a very convenient way to pay for goods or make payments to people for services. Also you are protected if purchases go wrong or don't meet your expectations. Reviewed on: 28th May 2025
Rhys L's avatar
Rhys L

So easy to use, has saved me in difficult situations...

5
So easy to use, has saved me in difficult situations Reviewed on: 28th May 2025
Courtney Scott's avatar
Courtney Scott

Quick, easy & secure, I trust PayPal

4
Quick, easy & secure, I trust PayPal Reviewed on: 28th May 2025
David Appleby's avatar
David Appleby

Great support, interest varies.

5
Great support, interest varies. Helpful for bills and needs when money is tight or amount can be spared over a few pay days. Reviewed on: 28th May 2025
Boohunt's avatar
Boohunt

Used it for 20 years

5
It's just so easy to use ,offers finance and everyone accepts it.If they don't i don't use them. Reviewed on: 28th May 2025
David R's avatar
David R

PayPal credit is my idea of a safer and more secure...

5
PayPal credit is my idea of a safer and more secure way to pay for larger value items online. It provides protection and an extra layer of security. I do find the pay in 4 utility quite handy, much better than pay in 3 at a 0% interest rate. I will always use PayPal for most things where your information can be at risk. Reviewed on: 28th May 2025
Dom's avatar
Dom

Great.service

5
Great. Service and most helpful staff Reviewed on: 28th May 2025
Peter Harris's avatar
Peter Harris

Simple, Convenient, with 4-month Interest-Free Payment

5
I've had a great experience with PayPal Credit. It was easy to set up, and the 4-month interest-free option helped me spread out a larger purchase without extra cost. Managing it through my PayPal account makes it super convenient and hassle-free. Reviewed on: 28th May 2025
Mo's avatar
Mo

Safe and good way to pay

5
Always had any issues dealt with quickly and efficiently Reviewed on: 28th May 2025
alex s's avatar
alex s

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