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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 78,378 reviews, last reviewed 20th Apr 2026
2543400% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very consistent. Very consistent. No problems with transactions. Reviewed on: 20th April 2026
Stephen R's avatar
Stephen R

Latest lowest rating:

2

Not the best. Not the best. Always find it difficult to get in touch Reviewed on: 20th April 2026
Paul S's avatar
Paul S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (78378)

I use PayPal credit to support my business

5
I use PayPal credit to support my business Reviewed on: 16th May 2024
Howard R's avatar
Howard R

Use PayPal credit every week.

5
Use PayPal credit every week. It helps me better manage my finances. Reviewed on: 16th May 2024
Ian B's avatar
Ian B

Great experience

4
Great. I like how repayment is structured. Reviewed on: 16th May 2024
John's avatar
John

PayPal split payments

5
PayPal split payments is a great way of budgeting. Without paying any extra interest Reviewed on: 16th May 2024
Emma D's avatar
Emma D

Professional staff and safest way to pay online you...

5
Professional staff and safest way to pay online you can buy without fear knowing that PayPal got your back Reviewed on: 16th May 2024
Mohammad M's avatar
Mohammad M

PayPal gives me the flexibility to split my cost acr...

5
PayPal gives me the flexibility to split my cost across 3 months which is great service and also PayPal credit was my first go to money and never faced any issues in accessing my credit Reviewed on: 16th May 2024
Naresh Chunchukala's avatar
Naresh Chunchukala

Easy efficient and effective to use.

5
Easy efficient and effective to use. Can spread costs Reviewed on: 16th May 2024
Sara J's avatar
Sara J

Easy to use

5
Really amazing and user friendly interface Reviewed on: 16th May 2024
Abrar's avatar
Abrar

Really great experience and easy to use

5
Really great experience and easy to use Reviewed on: 16th May 2024
Richard S's avatar
Richard S

I m very happy from paypal credit I keep using regul...

5
I m very happy from paypal credit I keep using regularly Reviewed on: 16th May 2024
Rafal B's avatar
Rafal B

Review PayPal: PayPal Credit now

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