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PayPal: PayPal Credit reviews

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4.90
Based on 78,504 reviews, last reviewed 20th Apr 2026
2555200% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Everything is upfront, no hidden agenda just a fanta... Everything is upfront, no hidden agenda just a fantastic app that suits everyone’s needs. If you do have a query/worry it will be resolved the same da... Read more Reviewed on: 20th April 2026
Susan Bates's avatar
Susan Bates

Latest lowest rating:

2

Not the best. Not the best. Always find it difficult to get in touch Reviewed on: 20th April 2026
Paul S's avatar
Paul S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (78504)

A plus service

5
Helped split my purchase payments with 0 interest Reviewed on: 16th May 2024
Lyubomir B's avatar
Lyubomir B

Easy to use ,the pay in 3 comes in super handy when...

4
Easy to use ,the pay in 3 comes in super handy when spreading costs is best option Reviewed on: 16th May 2024
Wendy Ph's avatar
Wendy Ph

PayPal is an easy way to pay for your purchase.

5
PayPal is an easy way to pay for your purchase. You feel safe and secure when shopping online Reviewed on: 16th May 2024
Alistair R's avatar
Alistair R

Very good,

5
Very good, always a massive help woild drfo recooment Reviewed on: 16th May 2024
Lauren's avatar
Lauren

Very easy service to use, haven’t had any problems s...

5
Very easy service to use, haven’t had any problems since I created an account several years ago. I find the app easy to navigate and payments seem to process very quickly without any issues. I found that a better amount of credit was available than other services and the interest being very minimal. As someone who uses PayPal on a regular basis, I really like the fact that I can now have a credit card from the same service. Reviewed on: 16th May 2024
Cameron W's avatar
Cameron W

Has been amazing had pp credit due years now and it...

5
Has been amazing had pp credit due years now and it gives me amazing flexibility to buy what I need when I need it and pay it back within time. Reviewed on: 16th May 2024
becky e's avatar
becky e

I love the simplicity of PayPal credit.

5
I love the simplicity of PayPal credit, whilst it’s very easy to spend, a little bit of self control and forward thinking goes along way and provides a great means to an end! 4 months at 0% is a great way to spread the cost. I recently had to replace my GoPro and PayPal Credit was a great tool to have at my disposal. The whole thing was paid off in 2.5 months. I’ve also watched my credit score improve over the years since having it PayPal Credit. My only criticism is when trying to speak to somebody but, generally you can find the answer via Google furthermore and my preferred means is Chat GPT which has given me the answer(s) I need. Reviewed on: 16th May 2024
Dan R's avatar
Dan R

Paypal makes transactions smooth sailing

5
I’ve been using paypal prior to them introducing PayPal Credit and Pay in 3. Transactions are very easy with paypal. Reviewed on: 16th May 2024
Jon M's avatar
Jon M

Very well to all transactions.

5
Very well to all transactions. the fees are not high Reviewed on: 16th May 2024
Dariusz S's avatar
Dariusz S

PayPal have made it so easy to be able to use their...

5
PayPal have made it so easy to be able to use their services and there’s never any hassle or struggle to pay it back. It’s always been useful for me to use and the customer service team on the phone are always friendly and helpful Reviewed on: 16th May 2024
Claire B's avatar
Claire B

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