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PayPal: PayPal Credit reviews

4.73
Based on 145,662 reviews, last reviewed 28th Jun 2026
4358700% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026
Gav B's avatar
Gav B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145672)

Friendly staff and easy to use very good customer se...

5
Friendly staff and easy to use very good customer service and very helpful Reviewed on: 16th April 2026

Alwaus quick and easy.

5
Alwaus quick and easy.fast log in makes purchases fast and simply. Reviewed on: 16th April 2026

PayPal are tops

5
Can always count on PayPal, never let me down Reviewed on: 16th April 2026

Easy use , no issues , any issues resolved straight...

5
Easy use , no issues , any issues resolved straight away Reviewed on: 16th April 2026

I find PayPal credit a really useful and flexible wa...

5
I find PayPal credit a really useful and flexible way of supporting me to manage my finances the app is easy to use. Reviewed on: 16th April 2026

Very good service and helpful staff

5
Very good service and helpful staff Reviewed on: 16th April 2026

PayPal has been great to me for clothing purchases a...

5
PayPal has been great to me for clothing purchases and helps manage spending Reviewed on: 16th April 2026

Very Easy to use.

5
Very Easy to use. Reasonable offers Reviewed on: 16th April 2026

First Class

5
Having used PayPal as a safe payment method and also having credit account at my disposal, I find the quality of service to be first class. Reviewed on: 16th April 2026

Go 4or it

5
Spot on, efficient, trustworthy, top notch Reviewed on: 16th April 2026

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