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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 78,635 reviews, last reviewed 20th Apr 2026
2567200% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service I would rate my experience as great using PayPal. The customer service experience is also great. Reviewed on: 20th April 2026
Mo A's avatar
Mo A

Latest lowest rating:

2

Not the best. Not the best. Always find it difficult to get in touch Reviewed on: 20th April 2026
Paul S's avatar
Paul S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (78635)

Great option!

5
PayPal credit is a great option if you need some help to spread your payments with no interest. Reviewed on: 16th May 2024
Carla M's avatar
Carla M

Every time I speak excellent service

5
Every time I speak excellent service Reviewed on: 16th May 2024
Adrian L's avatar
Adrian L

Best customer service experience

5
Best customer service experience Reviewed on: 16th May 2024
Umair I's avatar
Umair I

The best!

5
All easy and smooth, easy to use and fair. Reviewed on: 16th May 2024
Ionut T's avatar
Ionut T

Good choice

4
PayPal Credit is so convenient, handy and easy to use, I'm so happy for having it, Reviewed on: 16th May 2024
Amir D's avatar
Amir D

It's really excellent for paying over a few months h...

5
It's really excellent for paying over a few months helps me tremendously at Christmas Reviewed on: 16th May 2024
Paul 's avatar
Paul

A creditor that hells

5
A creditor that is there when you need them, rather than just when you want them Reviewed on: 16th May 2024
David W's avatar
David W

Improve the App

3
It's convenient as a means to stop questionable characters getting my bank details. It has good exchange rates for foreign currencies. The app isn't optimised for customer friendliness. It's difficult to find stuff, and I have to keep trying out different options to find my statement for example. Reviewed on: 16th May 2024
Rich N's avatar
Rich N

PayPal credit is so easy to use.

5
PayPal credit is so easy to use. It's available in a wide variety of stores and you have the option of adding to your balance or splitting the fee into 3 easy payments. There is also the option of 0% on purchases over £99. Reviewed on: 16th May 2024
Louise B's avatar
Louise B

Way to use and value for money.

5
Way to use and value for money. Willusorein the future. Some better options around currencies would be useful. Reviewed on: 16th May 2024
Ken H's avatar
Ken H

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