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PayPal: PayPal Credit reviews

4.90
Based on 81,217 reviews, last reviewed 22nd Apr 2026
2806200% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

it’s been goood It’s been good, and customer service have been extremely helpful. Reviewed on: 22nd April 2026
Marj S's avatar
Marj S

Latest lowest rating:

2

Its no Klarna or clearpay Its no Klarna or clearpay in terms of paypal doesn't give reminders about making payments to paypal credit so you end up getting in more debt with lat... Read more Reviewed on: 21st April 2026
Loz's avatar
Loz

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (81218)

I always use PayPal credit for 90% of online transac...

5
I always use PayPal credit for 90% of online transactions. 4 month interest free on £99 and I’ve used other offers with Hp computers for interest free over longer months. Reviewed on: 21st May 2024

Pay pal credit

5
Very easy process highly recommend Reviewed on: 21st May 2024

The best Credit Option

5
Always handy and fast credit process Reviewed on: 21st May 2024

Great customer support

5
Great customer support when there is a problem they will always help find best solution Reviewed on: 21st May 2024

Easy to use for buying things and easy to repay...

5
Easy to use for buying things and easy to repay back Reviewed on: 21st May 2024

Excelent service.

5
I’m so grateful for this service. It really helped me a lot. It’s so easy to use and I could afford to buy what I wanted. Reviewed on: 21st May 2024

It always allowed me to use my money in a lot of ways.

5
It always allowed me to use my money in a lot of ways. I love it Reviewed on: 21st May 2024

Easy to use, handy app that is clear and quick to se...

5
Easy to use, handy app that is clear and quick to see transactions and make payments Reviewed on: 21st May 2024

Easy to pay for purchases on credit

5
Easy to pay for purchases on credit, fast and secure and always with peace of mind. The instalment plans are a great idea. Reviewed on: 21st May 2024

Very easy to use

5
Very easy to use, few clicks and was done Reviewed on: 21st May 2024

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