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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145658 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145658)

Problem swiftly dealt with and resolved!

I had a problem a while ago with my account being paused awaiting information wanted..I did so, but was still paused..After ringing this was quickly rectified and I was back up and running..I spoke, they listened and they acted! No fob off, no waiting for days, it was done there and then on the phone! A real person..transferred and dealt with! Job done, I really appreciated that! Reviewed on: 16th April 2026

Excellent service

Its a good credit service and it has simple menu on my iphone for what i need to pay back Its also good for me because i get payed often from my job. Thats good for me because theres an option to enable credit which just takes it out automatically every month. Reviewed on: 16th April 2026

Quick, safe, and secure

Takes a couple of minutes use and you feel safe making any purchase with the security of PayPal knowing the fishers and scammers can’t intercept your card and personal details. Reviewed on: 16th April 2026

PayPal Credit has been a genuinely useful

PayPal Credit has been a genuinely useful tool in helping me manage both work-related and leisure purchases. It’s allowed me to spread the cost of essential items, making them far more affordable without immediate financial strain. For work, I’ve been able to invest in equipment I needed right away, improving productivity. On the leisure side, it’s made it easier to enjoy things I might otherwise delay or avoid. The flexibility and convenience have noticeably improved my quality of life, giving me more control over my finances while still meeting my needs and enjoying occasional extras without unnecessary stress. Reviewed on: 16th April 2026

PayPal is MyPal

Using the service is excellent and so easy and very reliable. Most of all using paypal is the only time I feel 100% safe buying online. Reviewed on: 16th April 2026

Simple and easy couldn't ask for more

Simple and easy couldn't ask for more Reviewed on: 16th April 2026

Not good, too much charges unknowingly

Not good, too much charges unknowingly Reviewed on: 16th April 2026

Very easy to use, and convenient

Very easy to use, and convenient Reviewed on: 16th April 2026

Top service

Enjoying the best services, good experience. Always handy. Reviewed on: 16th April 2026

I use paypal to pay for online purchases where appli...

I use paypal to pay for online purchases where applicable and it's always been my go to payment service Reviewed on: 16th April 2026

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