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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 79,496 reviews, last reviewed 21st Apr 2026
2646000% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal dispute resolution service is great. PayPal dispute resolution service is great. I had an issue with cancelling a subscription service and PayPal helped me to fix it. Reviewed on: 21st April 2026
Alun's avatar
Alun

Latest lowest rating:

1

Had enough will be ditching account. convenience paypal wins.. but with disputes its hit and miss and a miss can cost me a lot of money long term. recently not happy with disputes and the... Read more Reviewed on: 21st April 2026
Gabe's avatar
Gabe
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (79496)

Good experience.

4
Good so far. Nothing more to add. Reviewed on: 17th May 2024
KT's avatar
KT

PayPal credit is superb and very convenient

5
PayPal credit is superb and very convenient, I use it constantly. Reviewed on: 17th May 2024
Neil H's avatar
Neil H

It is very easy to get item on credit with PayPal.

5
It is very easy to get item on credit with PayPal. The option with no APR is the best. Reviewed on: 17th May 2024
GBonchev's avatar
GBonchev

When there is a shortage of cash and bills see still...

5
When there is a shortage of cash and bills see still need to be paid Paypal helps me spread the cost and gives me the freedom to add the things I want without getting into debt Reviewed on: 17th May 2024
Glen's avatar
Glen

Great company

5
I’m using paypal for kore than 6 years now highly recommended. Quick and easy to use the apps Reviewed on: 17th May 2024
Maria R's avatar
Maria R

Great website and app.

5
Great website and app.Good rates.Always there if you need them for help. 10/10 Reviewed on: 17th May 2024
S's avatar
S

Effective communication, good customers service, co...

4
Effective communication, good customers service, concise support, always available. Overall, good service Reviewed on: 17th May 2024
Kudirat Ololade Olanrewaju's avatar
Kudirat Ololade Olanrewaju

Flexible and trustworthy, with good protections.

5
Flexible and trustworthy, with good protections. Reviewed on: 17th May 2024
Jaime C's avatar
Jaime C

Use PayPal credit all the time so easy to use and v...

5
Use PayPal credit all the time so easy to use and very useful for spreading cost of big items Cannot praise enough and no negatives Reviewed on: 17th May 2024
Denise F's avatar
Denise F

Hi there

5
H there… PayPal helps me a lot when I buy tools and clothing... I'm very happy that I use PayPal frequently Reviewed on: 17th May 2024
Mircea C's avatar
Mircea C

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