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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,307 reviews, last reviewed 22nd Jun 2026
4297050% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I was always helped when i had issues. I was always helped when i had issues. Reviewed on: 22nd June 2026
Eugen 's avatar
Eugen

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (144307)

PayPal has helped me to purchase items that I would...

5
PayPal has helped me to purchase items that I would have had to save for or ask family but I was able to purchase large items that I needed overseas 4 monthly payments which is a massive help Reviewed on: 12th June 2026
vic leacock's avatar
vic leacock

PayPal gives me the opportunity to pay up for items...

5
PayPal gives me the opportunity to pay up for items or goods I need. Reviewed on: 12th June 2026
Liz Flanagan's avatar
Liz Flanagan

Love the fact that it’s interest free for 12 months...

5
Love the fact that it’s interest free for 12 months and easy to apply. Reviewed on: 12th June 2026
Dominika 's avatar
Dominika

Responsive support

5
An administrative error had initially incurred additional payments and negative credit, however the customer support advisors were quick to investigate and rectify the issue, reverseing the charges Reviewed on: 12th June 2026
Sam's avatar
Sam

Easy to use with plenty of options on how to budget...

5
Easy to use with plenty of options on how to budget your credit Reviewed on: 12th June 2026
Robert Reid's avatar
Robert Reid

PayPal is the best financial company

5
PayPal is the best financial company because it has excellent security and buyer and seller protection. You can buy online with it and also send money to friends and family. You can link your bank accounts, debit cards, or credit cards to your PayPal account Reviewed on: 12th June 2026
Beverley Carter's avatar
Beverley Carter

PayPal has provided an opportunity to spread my mone...

4
PayPal has provided an opportunity to spread my money over various payments and track my money better. Reviewed on: 12th June 2026
Reece H's avatar
Reece H

Paypal have good customer service however, they do t...

5
Paypal have good customer service however, they do tend to be a little unfair at times. Reviewed on: 12th June 2026
Mario B's avatar
Mario B

Great service and easy to use found it very useful f...

5
Great service and easy to use found it very useful for delivery’s such as deliveroo and uber eats Reviewed on: 12th June 2026
TerminatorPotato's avatar
TerminatorPotato

Always helpful and friendly customer service

5
Always helpful and friendly customer service Reviewed on: 12th June 2026
Mrs Y's avatar
Mrs Y

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