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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

96% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Excellent

Have had excellent customer care since joining . Any problem is solved and dealt effectively. Would highly recommend. Reviewed on: 27th May 2025

I’ve used PayPal for years to send money, shop onlin...

I’ve used PayPal for years to send money, shop online, and accept freelance payments. Overall, it’s fast and convenient—I love how widely accepted it is. Reviewed on: 27th May 2025

Easy to use, there when you need it

Easy to use, there when you need it Reviewed on: 27th May 2025

Credit limit has not changed in years despite never...

Credit limit has not changed in years despite never missing a repayment. It can be difficult to navigate customer services when needed. Reviewed on: 27th May 2025

Great communication with this company, i have been i...

Great communication with this company, i have been in past incidents where PayPal have stepped up to the mark and really took full control and shown integrity. i trust them with my financial decisions that i make on the online market. As far as the website goes, i am more than happy with using it. Statements are shown clearly and in an efficient way so you don't miss any information. The layout is very clear and isn't distracting it is very easy to access the PayPal team themselves whenever assistance is needed. Great company and great owners behind it , it seems, especially the way the staff are being trained all my queries and concerns where met with urgency and importance. Great integrity. Very happy overall. Reviewed on: 27th May 2025

Good good I feel good good good, like I knew...

Good good I feel good good good, like I knew I could Reviewed on: 27th May 2025

PayPal credit is easy to use, very reliable and trus...

PayPal credit is easy to use, very reliable and trustworthy. The interest is affordable and i would recommend it to anyone who want a good credit payment. Reviewed on: 27th May 2025

PayPal Handy but Be Careful

PayPal Credit is great for spreading the cost of big online purchases, especially with the 0% interest for 4 months. It’s easy to use if you already shop with PayPal. Just be careful—if you don’t pay in full on time, the interest is high and backdated. Good for short-term use, but not for carrying a balance. Reviewed on: 27th May 2025

Easy to use

Easy to use, plenty of reminders and communication is good Reviewed on: 27th May 2025

Consistent

PayPal offers superb service; is consistently easy to process every time I had to use it. Reviewed on: 27th May 2025

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