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PayPal: PayPal Credit reviews

4.90
Based on 93,754 reviews, last reviewed 4th May 2026
1981600% increase in 5 star reviews
in the past 90 days
5800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always a smooth, hassle free experience Always a smooth, hassle free experience Reviewed on: 4th May 2026
Richard K's avatar
Richard K

Latest lowest rating:

1

Not had enough experience yet to rate properly Not had enough experience yet to rate properly Reviewed on: 4th May 2026
Kerry Sandford's avatar
Kerry Sandford

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (93754)

Used it since it's conception.

5
Used it since it's conception and always had great service and helpwhen things don't go to plan Reviewed on: 26th April 2026

Easy service to use, fast, efficient

5
Easy service to use, fast, efficient Reviewed on: 26th April 2026

It enables me to buy what I need without worrying ab...

5
It enables me to buy what I need without worrying about cash flow Reviewed on: 26th April 2026

Very good and always there when you need it...

5
Very good and always there when you need it no problems or issues when purchasing. Reviewed on: 26th April 2026

The best credit card in the world

5
The best credit card in the world Reviewed on: 26th April 2026

Goodbad ugly

5
Good and bad but not worth, ai kills the communication Reviewed on: 26th April 2026

Very good and reliable,and very secure

5
Very good and reliable,and very secure Reviewed on: 26th April 2026

A great taste of freedom, like the wind in my face o...

5
A great taste of freedom, like the wind in my face on a sunny day in a portal world Reviewed on: 26th April 2026

I have had an excellent experience using PayPal Credit.

5
I have had an excellent experience using PayPal Credit. The service is straightforward, reliable and very convenient when making purchases. The payment options are clear, and it is easy to manage everything through my PayPal account. I have found the process smooth and secure, with helpful updates and clear information about payments. Overall, PayPal Credit has been a very useful and trustworthy service, and I would happily recommend it to others. Reviewed on: 26th April 2026

PayPal 0% interest over 4 months is an amazing custo...

5
PayPal 0% interest over 4 months is an amazing customer benefit. Reviewed on: 26th April 2026

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