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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 93,801 reviews, last reviewed 4th May 2026
1983850% increase in 5 star reviews
in the past 90 days
5800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Using PayPal Credit long time. Using PayPal Credit long time. Simple, quick, good. Reviewed on: 4th May 2026
Marcin P's avatar
Marcin P

Latest lowest rating:

1

Not had enough experience yet to rate properly Not had enough experience yet to rate properly Reviewed on: 4th May 2026
Kerry Sandford's avatar
Kerry Sandford
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (93801)

Have used for years - great way to manage cash flow...

5
Have used for years - great way to manage cash flow and interest isn’t crazy. Reviewed on: 26th April 2026
Louise C's avatar
Louise C

Paypal Credit is amazing.

5
PayPal Credit is amazing , so easy to use. Highly recommended Reviewed on: 26th April 2026
A B's avatar
A B

I've using PayPal credit for serval years.

5
I've using PayPal credit for serval years. I love that it gives me 4 months to pay back without interest. For a clothes loving lady like me it's fantastic. I always use paypal credit when purchasing my new clothes on line. Reviewed on: 26th April 2026
Gina Dutton's avatar
Gina Dutton

Spoke to customer service representative few weeks b...

5
Spoke to customer service representative few weeks back regarding payment issues within minutes it was resolved and the officer reassure me that such thing won’t repeat itself and honestly I haven’t been convinced otherwise. Reviewed on: 26th April 2026
Andrew 's avatar
Andrew

Excellent quick easy and safe way to spend

5
Excellent quick easy and safe way to spend Reviewed on: 26th April 2026
Robert C's avatar
Robert C

Nice and straight forward, clear app

5
Nice and straight forward, clear app Reviewed on: 26th April 2026
Lee M's avatar
Lee M

Easy & convenient- good options to pay

5
Easy & convenient- good options to pay Reviewed on: 26th April 2026
Nigel Spindler's avatar
Nigel Spindler

Very easy to use.

5
Very easy to use. Very wide amount of companies that use PayPal Reviewed on: 26th April 2026
Neil K's avatar
Neil K

Great tool for spreading costs

5
Great way to purchase items that you may not have money for till payday. Great that you can also spread the cost if you need too. Easy to use and great offers on spreading the cost. Statements every month to show how much time you have for until your 0% payments are up so you can pay off before the interest kicks in. Reviewed on: 26th April 2026
Rachael D's avatar
Rachael D

What i think of Paypal

5
I feel secure using PayPal.They are reliable and helpful. Reviewed on: 26th April 2026
Nicola B's avatar
Nicola B

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