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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,313 reviews, last reviewed 22nd Jun 2026
4297300% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable, clear and helpful. The general day to day online payment, the use of credit and the flexibility to pay off the credit - all of these provided by PayPal are excellent eff... Read more Reviewed on: 22nd June 2026
Mohammad Khan's avatar
Mohammad Khan

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (144313)

Easy to use with plenty of options on how to budget...

5
Easy to use with plenty of options on how to budget your credit Reviewed on: 12th June 2026
Robert Reid's avatar
Robert Reid

PayPal is the best financial company

5
PayPal is the best financial company because it has excellent security and buyer and seller protection. You can buy online with it and also send money to friends and family. You can link your bank accounts, debit cards, or credit cards to your PayPal account Reviewed on: 12th June 2026
Beverley Carter's avatar
Beverley Carter

PayPal has provided an opportunity to spread my mone...

4
PayPal has provided an opportunity to spread my money over various payments and track my money better. Reviewed on: 12th June 2026
Reece H's avatar
Reece H

Paypal have good customer service however, they do t...

5
Paypal have good customer service however, they do tend to be a little unfair at times. Reviewed on: 12th June 2026
Mario B's avatar
Mario B

Great service and easy to use found it very useful f...

5
Great service and easy to use found it very useful for delivery’s such as deliveroo and uber eats Reviewed on: 12th June 2026
TerminatorPotato's avatar
TerminatorPotato

Always helpful and friendly customer service

5
Always helpful and friendly customer service Reviewed on: 12th June 2026
Mrs Y's avatar
Mrs Y

PayPal helps me spread out payments, and make paying...

5
PayPal helps me spread out payments, and make paying back easier. Reviewed on: 12th June 2026
Andy Mullen's avatar
Andy Mullen

It just works for me.

5
It just works for me.. Pay in 3 perfect. Why wait to have the things you'd like. Reviewed on: 12th June 2026
Scoobert 's avatar
Scoobert

Used PayPal as my main payment method for years now...

5
Used PayPal as my main payment method for years now never has an issue at all. I feel it's the safest option when purchasing items Reviewed on: 12th June 2026
Ross's avatar
Ross

Excellent and reliable service anyday anytime

5
PayPal has made online payments incredibly easy and secure. Transactions are fast, the platform is user-friendly, and I appreciate the extra layer of buyer protection when shopping online. Sending and receiving money is straightforward, and customer support has been helpful whenever I've needed assistance. Overall, PayPal is a convenient and trustworthy payment service. Reviewed on: 12th June 2026
Olabowale Racheal Ajayi's avatar
Olabowale Racheal Ajayi

Review PayPal: PayPal Credit now

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