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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,320 reviews, last reviewed 22nd Jun 2026
4297650% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It was quick straight forward. It was quick straight forward. Approval in minutes. Overall very pleasant experience. Reviewed on: 22nd June 2026
Bea LS's avatar
Bea LS

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (144320)

Paypal have good customer service however, they do t...

5
Paypal have good customer service however, they do tend to be a little unfair at times. Reviewed on: 12th June 2026
Mario B's avatar
Mario B

Great service and easy to use found it very useful f...

5
Great service and easy to use found it very useful for delivery’s such as deliveroo and uber eats Reviewed on: 12th June 2026
TerminatorPotato's avatar
TerminatorPotato

Always helpful and friendly customer service

5
Always helpful and friendly customer service Reviewed on: 12th June 2026
Mrs Y's avatar
Mrs Y

PayPal helps me spread out payments, and make paying...

5
PayPal helps me spread out payments, and make paying back easier. Reviewed on: 12th June 2026
Andy Mullen's avatar
Andy Mullen

It just works for me.

5
It just works for me.. Pay in 3 perfect. Why wait to have the things you'd like. Reviewed on: 12th June 2026
Scoobert 's avatar
Scoobert

Used PayPal as my main payment method for years now...

5
Used PayPal as my main payment method for years now never has an issue at all. I feel it's the safest option when purchasing items Reviewed on: 12th June 2026
Ross's avatar
Ross

Excellent and reliable service anyday anytime

5
PayPal has made online payments incredibly easy and secure. Transactions are fast, the platform is user-friendly, and I appreciate the extra layer of buyer protection when shopping online. Sending and receiving money is straightforward, and customer support has been helpful whenever I've needed assistance. Overall, PayPal is a convenient and trustworthy payment service. Reviewed on: 12th June 2026
Olabowale Racheal Ajayi's avatar
Olabowale Racheal Ajayi

Great experiences whenever I do credit payments

5
Great experiences whenever I do credit payments Reviewed on: 12th June 2026
Wail F's avatar
Wail F

Brilliant app and services.

5
Easy to apply for additional credit style products. Straightforward access to accounts and payment history and easy to navigate around the app. Use it for almost all online purchases now. Reviewed on: 12th June 2026
Barry T's avatar
Barry T

I had only one negative experience when the other co...

4
I had only one negative experience when the other company get cancelling my order when using PayPal. Reviewed on: 12th June 2026
PT's avatar
PT

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