8194460 PayPal PayPal Credit reviews | 50806 reviews rated 4.91* - Smart Money People
Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 50,806 reviews, last reviewed 29th Oct 2025
95% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025
Kyaw Lay's avatar
Kyaw Lay

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025
Maud 's avatar
Maud
Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (50806)

Been with PayPal for number of years and recently wi...

5
Been with PayPal for number of years and recently with PayPal credit.was easy to apply and through app can get all information needed and where I stand with my payments.so far everything good with no problems but if so easily to contact..very happy with experience. Reviewed on: 27th May 2025
Gareth T's avatar
Gareth T

I like that I can order items and pay later for them...

5
I like that I can order items and pay later for them, which gives me more flexibility with my money Reviewed on: 27th May 2025
John M's avatar
John M

The Big Brother you never thought you need.

5
Always found Paypal credit useful. Made it much easier to get the things I needed. No hassle, no problems, just straight, easy and trustworthy. Also has been far more useful than I initially thought. They value you and are safe. Almost like a big brother that is always there to have your back. Reviewed on: 27th May 2025
Mihai P's avatar
Mihai P

Paypal Credit is great as it has no interest if you pay

5
Paypal Credit is great as it has no interest if you pay in full, it has the flexibility of buy now and pay later, and so convinient in shopping online. Reviewed on: 27th May 2025
Jehra D's avatar
Jehra D

Great dealings with PayPal

5
Great dealings with PayPal over the years. Never had cause to complain. Reviewed on: 27th May 2025
Chris L's avatar
Chris L

Faster purchase on most online shopping and experience.

5
Faster purchase on most online shopping and experience.im using credit too.so convenient! Reviewed on: 27th May 2025
Oana Malaj's avatar
Oana Malaj

This service is easy to use

5
This service is easy to use and the system works well Reviewed on: 27th May 2025
Marion C's avatar
Marion C

easy to use, and safe way to pay

5
easy to use, and safe way to pay Reviewed on: 27th May 2025
Sanjaya S's avatar
Sanjaya S

I've used PayPal for 17 years.

5
I've used PayPal for 17 years. I trust PayPal and will always use it. Reviewed on: 27th May 2025
Linda T's avatar
Linda T

Fantastic, part of daily life now

4
If you use your credit wisely, it’s easy to save money in interest and it’s very flexible and many retailers accept this as payment, the interface is very clear and the security systems in place work well, very quick and seamless payments Reviewed on: 27th May 2025
Louis M's avatar
Louis M

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 22350 reviews
    PayPal

  • Payment Provider

    from PayPal 4.92 from 3599 reviews
    PayPal
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill