8194460 PayPal PayPal Credit reviews | 50806 reviews rated 4.91* - Smart Money People
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PayPal: PayPal Credit reviews

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4.91
Based on 50,806 reviews, last reviewed 29th Oct 2025
95% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025
Kyaw Lay's avatar
Kyaw Lay

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025
Maud 's avatar
Maud
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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

I have been using PayPal over 6-7 years or more, and...

5
I have been using PayPal over 6-7 years or more, and is the first payment method I selected everywhere I see that paypal is an option. Very satisfied Reviewed on: 27th May 2025
Suela G's avatar
Suela G

PAYPAL is the key and motivator for my online shopping

5
I joined PAYPAL for a long time ago, and I have been making payment for various things I bought online through PAYPAL credit. I have never had a major issue, even though in certain occasion, I had minor issue with the seller, and the issue was resolved without escalating the matter. I always enjoin going online to do my shopping and making a payment with my PAYPAL credit, bearing in mind that my money is secured. I commend the good work of the management and wishing them more wisdoms and knowledge to continue piloting the affairs of the group to foster the trust of the customers. Reviewed on: 27th May 2025
ISAAC CHUKWUNYERE's avatar
ISAAC CHUKWUNYERE

I have only had good experiences.

5
I have only had good experiences. I can honestly recommend it. Reviewed on: 27th May 2025
Jan K's avatar
Jan K

Trusted and highly recommended

5
On the odd occasion when there has been a potential issue with a payment, PayPal have been extremely quick to react. They keep you constantly updated on the situation. Their App is also easy to set up and navigate with options to pay immediately, via credit or in three separate payments. I have highly recommended PayPal to friends and family and find them to be more honest than one particular company I had used. They are the only ones I trust 100% Reviewed on: 27th May 2025
Karen W's avatar
Karen W

Geat ways to pay Payments over 3 months interest fre...

5
Geat ways to pay Payments over 3 months interest free or use the credit over 6 or 12 months for little or no interest Reviewed on: 27th May 2025
Simon Russell 's avatar
Simon Russell

Easy user experience - there when I need it

5
Easy user experience - there when I need it Reviewed on: 27th May 2025
Franki's avatar
Franki

Good incentives that help spread payment

5
Good incentives that help spread payment Reviewed on: 27th May 2025
Conor C's avatar
Conor C

Really easy to use and easy to buy anything

5
Really easy to use and easy to buy anything Reviewed on: 26th May 2025
Gabor Ambrus's avatar
Gabor Ambrus

PayPal is my number one choice

5
I use PayPal to pay where ever I am able to, I feel safe and protected using PayPal, customer service is outstanding and being able to pay over four months or choosing to pay in 3 instalments is very helpful for more expensive purchases Reviewed on: 26th May 2025
Lyndsey W's avatar
Lyndsey W

Everything it's easy to handle.

5
Everything it's easy to handle. Great value and there so many platforms you can use it. Reviewed on: 26th May 2025
ANDREEA's avatar
ANDREEA

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