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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,493 reviews, last reviewed 22nd Jun 2026
4305500% increase in 5 star reviews
in the past 90 days
12400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to apply for and use, comes in really handy for... Easy to apply for and use, comes in really handy for all different types of purchases and added safety on top Reviewed on: 22nd June 2026
Christopher B's avatar
Christopher B

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026
Elizabeth E's avatar
Elizabeth E
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (144493)

Great financial facility with months to settle with...

5
Great financial facility with months to settle with 0% interest rate Reviewed on: 13th June 2026
Rumi I's avatar
Rumi I

Everything is done automatically and I don’t need to...

5
Everything is done automatically and I don’t need to do anything Reviewed on: 13th June 2026
Carole E's avatar
Carole E

It’s a good easy to understand and well out together...

4
It’s a good easy to understand and well out together service Reviewed on: 13th June 2026
Charlie c's avatar
Charlie c

Brilliant card recommend to anyone

5
Brilliant card recommend to anyone Reviewed on: 13th June 2026
Beryl Millett's avatar
Beryl Millett

I have been with Paypal for quite a number of years...

5
I have been with Paypal for quite a number of years and in good times and bad they have made good purchases good and if I have had problems with unscrupulous sellers, Paypal have stepped in and reimbursed my payment(s), so thankyou paypal. Reviewed on: 13th June 2026
Carol B's avatar
Carol B

Best Retail Finance Provider

5
I had a very good experience with paypal credit. Gives me flexibility during large purchases. And on almost everything you can opt in to pay in 4-6 small payments. Just the best. Reviewed on: 13th June 2026
Tarun V's avatar
Tarun V

Love that app.

5
Love that app. I am always enjoying this app. Reviewed on: 13th June 2026
Wasim waris's avatar
Wasim waris

I have never had an issue with PayPal and it was not...

5
I have never had an issue with PayPal and it was not handled properly and efficiently Reviewed on: 13th June 2026
Stephanie O's avatar
Stephanie O

Positive paypal experience.

5
I have had a good experience using PayPal especially when it comes to the pay in 3 feature. Reviewed on: 13th June 2026
MonkishMeerkat's avatar
MonkishMeerkat

On the whole a great on the go, seamless way to tran...

5
On the whole a great on the go, seamless way to transact. Inability to move balance is tough though Reviewed on: 13th June 2026
Steve's avatar
Steve

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