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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732496805919860579 (144583 reviews)

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4.73

Based on 144,558 reviews, last reviewed 22nd Jun 2026

4308600% increase in 5 star reviews

in the past 90 days

12400% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144583)

PayPal is easy to use as well as buyer protection

PayPal is easy to use, quick to set up, and makes online payments simple. I especially like the buyer protection, which gives extra peace of mind when shopping online. A reliable and convenient payment method that I use regularly. Reviewed on: 13th June 2026

Excellent service, Used this product often and never...

Excellent service, Used this product often and never any issues. Certainly recommend this to everyone. Reviewed on: 13th June 2026

PayPal is easy to use and easy to pay back...

PayPal is easy to use and easy to pay back Reviewed on: 13th June 2026

PayPal champions customers

PayPal sorts my issue with a difficult seller. Reviewed on: 13th June 2026

Definitely a recommended Credit provider

I've been using PayPal Credit for a number of years now and it's been really helpful when it comes to big purchases, where I can spread the cost via pay monthly or PayPal in 3. Also interest rates are low compared to other credit companies. I definitely recommend PayPal Credit over other credit providers. Also PayPal has buyer protection via their resolution centre for when a purchase goes wrong, which I've had to use a couple of times and PayPal have quickly resolved the situation and issued a refund. 10/10 PayPal. Reviewed on: 13th June 2026

Ease if use on app and Safe

I use whenever I shop on line I find the app easy to use and I feel safe using PayPal . Reviewed on: 13th June 2026

Really good at providing alternative financial arran...

Really good at providing alternative financial arrangements to all. I really like the different options proposed for payments Reviewed on: 13th June 2026

Simply The Best !

My PayPal Credit Card was easy to obtain, with minimal application requirements, virtual card was issued immediately with physical card to follow shortly afterwards. The flexibility of spreading my purchases repayments over a period of time, with interest not due for four months was amazing, helping me fund purchases with time to spread the cost. So pleased with my new PayPal Credit card, it will be my ‘go to’ method of larger future retail purchases. Thank you PayPal for your support and helping my financial budget. You’re the Best! Reviewed on: 13th June 2026

Everything is so easy to use, fast efficient and rea...

Everything is so easy to use, fast efficient and really handy Reviewed on: 13th June 2026

Staff attentive and solve issues quickly

Staff attentive and solve issues quickly Reviewed on: 13th June 2026

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