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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

95% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

PayPal are swift, secure, and solve problems quickly

PayPal are swift, secure, and solve problems quickly Reviewed on: 26th May 2025

3 payment options, very useful

With PayPal credit, I have 3 payment options which are very helpful whatever my circumstances are at any given time. Reviewed on: 26th May 2025

I always have a great experience safe shopping.

I always have a great experience safe shopping. Reviewed on: 26th May 2025

I have PayPal Credit for any purchase above £500.

I needed to pay for what we in the UK call an air bike (Americans call them assault bikes) online and the cost was over £700. Outstanding balance was paid as soon as it became available. Not wise to create unnecessary dept Reviewed on: 26th May 2025

Best ever credit is PayPal Credit

Best ever credit is PayPal Credit Reviewed on: 26th May 2025

Easy to use service, quick and simple

Easy to use service, quick and simple Reviewed on: 26th May 2025

Have used PayPal for many many years

Have used PayPal for many many years & they've have proven to be best way to pay & get protection on your purchases. If I ever find a new unknown site selling something I'm after, first thing I do is look if they use PayPal & if they do I more likely purchase from that site as I know PayPal has my back. Their customer service is pretty good, hard to get hold of at times but once you do they deal with issues promptly. Reviewed on: 26th May 2025

Excellent and smooth easy to manage all cards in one...

Excellent and smooth easy to manage all cards in one place Reviewed on: 26th May 2025

My experience with PayPal has been excellent, reliab...

My experience with PayPal has been excellent, reliable and easy to manage Reviewed on: 26th May 2025

Wonderful service.

PayPal service as been very wonderful. Never had issue with payments and complains are dealt with swiftly. Reviewed on: 26th May 2025

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