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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732441565146830088 (144642 reviews)

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4.73

Based on 144,558 reviews, last reviewed 22nd Jun 2026

4308600% increase in 5 star reviews

in the past 90 days

12400% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144645)

Always prompt and reliable 24 / 7 availability

Always prompt and reliable 24 / 7 availability Reviewed on: 13th June 2026

Easy ready available and fair interest rates.

Easy ready available and fair interest rates. Reviewed on: 13th June 2026

Simple and easy to use with great customer service.

Simple and easy to use with great customer service. Reviewed on: 13th June 2026

Excellant easy to use options don’t let you over spe...

Excellant easy to use options don’t let you over spend and contactable Reviewed on: 13th June 2026

PayPal & purchases

Easy to use and helpful for emergency purchases Reviewed on: 13th June 2026

Always reliable i know I can trust PayPal.

Always reliable i know I can trust PayPal. It's always offered me options when needed. I like the variety of choice I get using PayPal. Credit allows me to make purchases j know I can afford over time and its quick and easy to use. Reviewed on: 13th June 2026

I have been using PayPal credit for years.

I have been using PayPal credit for years. I have always found them fair on the occasions where I haven't met a payment date. They communicate with you clearly, fairly and promptly on all matters. It gives me an extra layer of buyers protection when purchasing online which I find reassuring when making larger purchases especially. Reviewed on: 13th June 2026

Very good

Very useful, many payment options. Repayment type in very affordable installments. Reviewed on: 13th June 2026

User friendly, great communication, recommended

A fab, user friendly credit service that is there when needed. As with PayPal in general, the best I have used for online shopping. Great communication and customer service and never any tech issues. Would recommend highly. Reviewed on: 13th June 2026

I use the pay in 3 and 4 months interest free credit...

I use the pay in 3 and 4 months interest free credit regularly and think it offers best option for spreading the payments on larger value purchases Reviewed on: 13th June 2026

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