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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (94228 reviews)

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4.90

Based on 94,228 reviews, last reviewed 4th May 2026

2003550% increase in 5 star reviews

in the past 90 days

5800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very Convenient I’ve had a really good experience with PayPal Credit. It’s been super convenient for spreading the cost of purchases, especially with the 0% interest ... Read more Reviewed on: 4th May 2026

Latest lowest rating:

1

Not had enough experience yet to rate properly Not had enough experience yet to rate properly Reviewed on: 4th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (94228)

Great app, easy to use, very intuitive

Great app, easy to use, very intuitive Reviewed on: 27th April 2026

Been a PayPal customer since 2002 and find their exp...

Been a PayPal customer since 2002 and find their expertise and customer service to be exemplary. Reviewed on: 27th April 2026

I have been using PayPal for over a decade

I have been using PayPal for over a decade, and it has been a valuable tool for building my credit score. The payment process is always easy, and I have always found the customer service to be helpful. Reviewed on: 27th April 2026

Better than credit card

I find the interest charges not as high as my credit card and handy service when you need a little help Reviewed on: 27th April 2026

Excellent like always.

Excellent like always. Easy payments without problems. Reviewed on: 27th April 2026

9 times out of ten a good transaction support

9 times out of ten a good transaction support Reviewed on: 27th April 2026

N/a and n/a or N/a and maybe another n/a

N/a and n/a or N/a and maybe another n/a Reviewed on: 27th April 2026

Great service and really useful features.

Great service and really useful features. The paypal debit & credit cards make life a lot easier and the cashback is excellent, Reviewed on: 27th April 2026

Great financial establishment

Love paypal credit, most companies accept it, very fast with never an issue. Great having 0% for 4 months, Reviewed on: 27th April 2026

Not a problem and has bin very far with...

Not a problem and has bin very far with me Reviewed on: 27th April 2026

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