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PayPal: PayPal Credit reviews

4.90
Based on 94,300 reviews, last reviewed 4th May 2026
2006900% increase in 5 star reviews
in the past 90 days
5800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Any issues I have had have always been dealt with pr... Any issues I have had have always been dealt with promptly and efficiently Reviewed on: 4th May 2026
Jason L's avatar
Jason L

Latest lowest rating:

1

Not had enough experience yet to rate properly Not had enough experience yet to rate properly Reviewed on: 4th May 2026
Kerry Sandford's avatar
Kerry Sandford

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (94300)

Easy, useful, helpful.

5
Easy, useful, helpful. Good to have for those purchases that need a bit more time to cover the cost for Reviewed on: 27th April 2026

Once you have an account it is very easy to use

5
Once you have an account it is very easy to use as part of everyday life Reviewed on: 27th April 2026

I use PayPal for it's ease of use

5
I use PayPal on a regular basis as its easy and secure. Would recommend 100%./i can keep track of my transactions and my balances quickly and easily. For many things PayPal is my preferred payment option. Reviewed on: 27th April 2026

PayPal offers great credit options

5
PayPal offers great credit options Reviewed on: 27th April 2026

Very easy to use, and to date accepted at most onlin...

5
Very easy to use, and to date accepted at most online company's. Reviewed on: 27th April 2026

Easy to apply and brilliant communication.

5
Easy to apply and brilliant communication. Easy to manage account online Reviewed on: 27th April 2026

I always get issue's when logging in, can't copy cod...

4
I always get issue's when logging in, can't copy code or can't remember it, (Older person's fuzzy brain!) However I think the pay in 3 is brilliant, providing you don't over stretch yourself. Reviewed on: 27th April 2026

Made it very easy for me to buy things I desperately...

5
Made it very easy for me to buy things I desperately needed to help out. Split the cost lovely sfuff Reviewed on: 27th April 2026

Absolutely love paypal a great way to pay and their...

5
Absolutely love paypal a great way to pay and their customer support is amazing Reviewed on: 27th April 2026

Great service

5
I always have positive outcomes when using customer service Reviewed on: 27th April 2026

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