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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

96% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

I am very happy with the service they provide.

I am very happy with the service they provide. Reviewed on: 26th May 2025

10/10 well done

10/10 nothing more needed to say Reviewed on: 26th May 2025

Giving options to pay in 3 or to put on my credit ca...

Giving options to pay in 3 or to put on my credit card is a immense help Reviewed on: 26th May 2025

Great easy way to spread cost at affordable price

Great easy way to spread cost at affordable price Reviewed on: 26th May 2025

A preferred choice...

With PayPal I have the convenience and protection of not having to provide my card details, knowing that PayPal is a recognised and respected provider. It is my preferred payment method for goods and services worldwide. Reviewed on: 26th May 2025

I resaved a really nice service from PayPal

I resaved a really nice service from PayPal Reviewed on: 26th May 2025

PayPal credit is easy to understand

PayPal credit is easy to understand Reviewed on: 26th May 2025

Very easy and you can spread cost over 3 months with...

Very easy and you can spread cost over 3 months without any intrest. You receive reminders when payments are due so you will not have any late payments, it also helps your credit rating. Reviewed on: 26th May 2025

Very handy and easy to use also the pay in 3 scheme...

Very handy and easy to use also the pay in 3 scheme really handy Reviewed on: 26th May 2025

Always seamless processes - never required customer...

Always seamless processes - never required customer service help so cannot rate however, that in itself is a positive and shows the experience I have had to date. I would definitely recommend to others! Reviewed on: 26th May 2025

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