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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

97% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

PayPal just makes my life easier!

I’ve been using PayPal for a while now and honestly, I love it. It’s just so easy to send money, pay bills, or even shop online. I’ve used it abroad too, and it works perfectly without any hidden fees, which is such a relief. One thing I really like is how simple it is—you don’t have to ask anyone for their bank details, just their PayPal email. And their customer service is amazing! I had an issue once, used the chat feature, and they sorted it out straight away. It just makes things so much easier. Reviewed on: 26th May 2025

Excellent

Got decent paypal credit. Helped me out alot. Reviewed on: 26th May 2025

I like having the chance to be able to order things...

I like having the chance to be able to order things and be able to pay for them at a later date which can help sometimes if struggling that month Reviewed on: 26th May 2025

Any problems bring PayPal customer support and they...

Any problems bring PayPal customer support and they sort it out Reviewed on: 26th May 2025

Great service & free to use

I only use PayPal, it’s the safest option with the added bonus of great customer service if you ever need to go down that route. I’d recommend it everytime Reviewed on: 26th May 2025

pay pal makes financially good sense.

In these difficult Financial Times for everyone, pay pal credit is a good support and pay pal also gives you peace of mind that they are there for you if you experience any difficulties with suppliers. Reviewed on: 26th May 2025

Review you’re policy of increasing credit limit cust...

Review you’re policy of increasing credit limit customers Reviewed on: 26th May 2025

Very safe and easy to pay with and bigger amounts yo...

Very safe and easy to pay with and bigger amounts you can pay in three instalments. Reviewed on: 26th May 2025

My experience with PayPal credit has been amazing.

My experience with PayPal credit has been amazing. Always there when I need to buy something and gives me enough time go pay back. Reviewed on: 26th May 2025

Excellent and effective support .

Excellent and effective support .It really helps in my financial situation. Reviewed on: 26th May 2025

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