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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 94,445 reviews, last reviewed 4th May 2026
2013800% increase in 5 star reviews
in the past 90 days
5800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I only use PayPal on places like ebay as it is the o... I only use PayPal on places like ebay as it is the only payment I trust Reviewed on: 4th May 2026
Tazidas's avatar
Tazidas

Latest lowest rating:

2

Bad experience Bad experience the bad customer service Reviewed on: 4th May 2026
Oscar G's avatar
Oscar G
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (94445)

Easy to deal with, seamless experiences and trust.

5
Easy to deal with, seamless experiences and trust. Reviewed on: 27th April 2026
Sasha's avatar
Sasha

Excellent service

5
Never had a problem with PayPal and if you do they sort things out quickly Reviewed on: 27th April 2026
Eunice P's avatar
Eunice P

Paypal Credit Card

5
All good, not used it yet! Looking forward to spending! Reviewed on: 27th April 2026
Karen Pattison's avatar
Karen Pattison

As long as you pay off credit its a great...

5
As long as you pay off credit its a great tool to use Reviewed on: 27th April 2026
Steven K's avatar
Steven K

My dream garden

5
It has enabled me to create my dream garden at my own progress and within an achievable budget, spread across payments. Having been able to achieve my little outdoor oasis has been a key factor in my mental wellbeing. Reviewed on: 27th April 2026
Green Wednesday 's avatar
Green Wednesday

The PayPal service is so easy to access, and the cus...

5
The PayPal service is so easy to access, and the customer team are excellent in responding and resolving customers' issues. Reviewed on: 27th April 2026
Mr M's avatar
Mr M

Always there

5
Great service always prompt reliable great customer service Reviewed on: 27th April 2026
peter holmes's avatar
peter holmes

I trust on PayPal safe easy fast

5
I trust on PayPal safe easy fast Reviewed on: 27th April 2026
Autar s's avatar
Autar s

There ggggreeeat and easy to use

5
There ggggreeeat and easy to use Reviewed on: 27th April 2026
Dan I's avatar
Dan I

An excellent customer service

5
An excellent customer service where I get through to a human immediately. They are always helpful and provide solutions. PayPal credit is an good way to stretch my budget. The new points system is also a good incentive. Reviewed on: 27th April 2026
BCC 's avatar
BCC

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