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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

99% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Safety to pay with PayPal credit.

I don’t have any complaints about PayPal and I really like with it. I feel confident to pay for services and buy a lot things with it. Reviewed on: 26th May 2025

Great service

Always extra miles all customer service team will go when you calling them Reviewed on: 26th May 2025

Very users

It's been good so far. Very handy and useful Reviewed on: 26th May 2025

Great service - I always use PayPal when shopping!

Great service - I always use PayPal when shopping! Reviewed on: 26th May 2025

Great Credit Account- hassle free

I have been using PayPal credit for a good while now and found the service to be excellent. They have a very competitive apr and hassle free way to make your monthly payments. They can be used with most retailers which is great especially for online purchases. Reviewed on: 26th May 2025

Very helpful when you need to pay with four months n...

Very helpful when you need to pay with four months no interest Reviewed on: 26th May 2025

Great service which I use regularly and have done fo...

Great service which I use regularly and have done for many years. Reviewed on: 26th May 2025

Difficult to work out why interest is being charged

Difficult to work out why interest is being charged, on which purchases, with what remaining balance, and how to pay off the amount attracting interest. It could be so much clearer. Reviewed on: 26th May 2025

Paypal makes payments easier, I try to make all my o...

Paypal makes payments easier, I try to make all my online purchases through PayPal because I know I can trust it. I know my personal details (bank card, address) are secure. It makes purchases quicker and safer. Reviewed on: 26th May 2025

Paypal Credit is 5 star for me

Paypal Credit is easy to use, convenient and is widely accepted to major merchants. It also offers flexibility paying your balance. Usually offers no interest if paid in 6 months which is for me, it is really helpful managing my finances. I recommend this. Reviewed on: 26th May 2025

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