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PayPal: PayPal Credit reviews

4.90
Based on 94,550 reviews, last reviewed 5th May 2026
2018600% increase in 5 star reviews
in the past 90 days
5850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best of the best I have been using PayPal for almost two decades. It's safe and reliable." Reviewed on: 5th May 2026
William T's avatar
William T

Latest lowest rating:

1

They closed my account without letting me know why a... They closed my account without letting me know why and my account is not being read for example I tried using it to make payment through a website and... Read more Reviewed on: 5th May 2026
DamienKings's avatar
DamienKings

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (94550)

Insanely convenient

5
its been convenient and easy. i can add all my bank accounts and when buying from anywhwere i can trust that paypal will be secure with my money. transferring and accepting commission payments is also helpful. i use their credit and debit and pay in 3 services. its just a must when yout have so many accounts. also the promotion on the credit card is so flexible Reviewed on: 27th April 2026

I've been using PayPal for many years and in my expe...

5
I've been using PayPal for many years and in my experience has been very good and professional Reviewed on: 27th April 2026

Smooth service, instant funds transfer

5
Smooth service, instant funds transfer Reviewed on: 27th April 2026

PayPal has always been quick & easy to use.

5
PayPal has always been quick & easy to use. I have never had any issues, any disputes are settled quickly. It’s nice to not have to worry Reviewed on: 27th April 2026

very reliable service and quick support if needed

5
very reliable service and quick support if needed Reviewed on: 27th April 2026

Has been tricky trying to access and make overpayments.

5
Has been tricky trying to access and make overpayments. Otherwise quick and easy to access credit Reviewed on: 27th April 2026

It’s simple and easy to use.

5
It’s simple and easy to use. Never hand any issues with PayPal and it’s always been my go to Reviewed on: 27th April 2026

User friendly service

5
PayPal is easy to use and ideal for sending regular payments Reviewed on: 27th April 2026

Super service, could not fault anything

5
Super service, could not fault anything Reviewed on: 27th April 2026

Easy purchases

5
Easy to purchase items with guaranteed cover, quick payments with pay later Reviewed on: 27th April 2026

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