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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732452843588609388 (144727 reviews)

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4.73

Based on 144,558 reviews, last reviewed 22nd Jun 2026

4308600% increase in 5 star reviews

in the past 90 days

12400% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144727)

It does what I want pay for with ease & covinence

It does what I want pay for with ease Reviewed on: 13th June 2026

I prefer paying by PayPal

I prefer paying by PayPal as I know if something goes wrong, I’ll be able to return my money Reviewed on: 13th June 2026

Fantastic product

Easy to use..Interest free borrowing with PayPal protection on purchases.Dispute centre excellent for following up on issues raised. Reviewed on: 13th June 2026

I find PayPal easy to use giving me chance to spread...

I find PayPal easy to use giving me chance to spread the cost of my purchases with PayPal credit. I get a reminder to pay my monthly amount so I can budget easily. I would recommend PayPal credit for purchases that a littler more expensive than the every day things. Reviewed on: 13th June 2026

Really easy to use.

Really easy to use. Flexible payment option. Reviewed on: 13th June 2026

0% over 4 months.

I like the 0% over 4 months for £100+ payments, it give flexibility for larger purchases. Also the pay in 3 is another good option. It’s nice to have various options to choose from,’picking the one that suits your needs and wants. Reviewed on: 13th June 2026

Reliable, great offers, reasonable credit limit, tru...

Reliable, great offers, reasonable credit limit, trustworthy Reviewed on: 13th June 2026

Excellent.

Excellent. Really helps to split payments Reviewed on: 13th June 2026

Using PayPal is easier and safe and much more conven...

Using PayPal is easier and safe and much more convenient Reviewed on: 13th June 2026

Paypal gives me more opportunities to afford items...

Paypal gives me more opportunities to afford items I need to buy. It also provides safety to get money back when issues arise. Reviewed on: 13th June 2026

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