Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 94,570 reviews, last reviewed 5th May 2026
2019550% increase in 5 star reviews
in the past 90 days
5850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal help me lot. Paypal help me lot. My first option is paypal Reviewed on: 5th May 2026
shameer b's avatar
shameer b

Latest lowest rating:

1

They closed my account without letting me know why a... They closed my account without letting me know why and my account is not being read for example I tried using it to make payment through a website and... Read more Reviewed on: 5th May 2026
DamienKings's avatar
DamienKings

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (94570)

Thank You!!

5
I really appreciate PayPal, thank you!! Reviewed on: 27th April 2026

Always reliable and great for fraud protection

5
Always reliable and great for fraud protection Reviewed on: 27th April 2026

Great and very easy to use!

5
Great and very easy to use!!!! No hassle whatsoever and always helful if i have needed to contact anyone!!! Handy for buying things online without delays and good levels of security, so i don't feel any risk in using it! Reviewed on: 27th April 2026

PayPal is a great secure service for sending and rec...

5
PayPal is a great secure service for sending and receiving money Reviewed on: 27th April 2026

Good Flexibility on payments and usable everywhere!

5
I ike Paypal credit because of the 0% offer for the first 4 months of a purchase, which makes it more friendly and accessible, and allows for longer period la to pay. I have been a customer for years, and the adding of the physical card has been life changing, I am really happy with it. Reviewed on: 27th April 2026

My PayPal experience has been amazing weather it’s o...

5
My PayPal experience has been amazing weather it’s online or customer service ,it’s great that you can actually speak to someone on the phone Reviewed on: 27th April 2026

PayPal is a convenient and secure way to send and re...

5
PayPal is a convenient and secure way to send and receive money online. It’s easy to use and widely accepted, though fees and customer support can sometimes be a downside. Overall, it’s a reliable payment platform. Reviewed on: 27th April 2026

Good start, easy and quickly service Paypal

5
Good start, easy and quickly service Paypal Reviewed on: 27th April 2026

I only trust PayPal, I don't pay any other way and a...

5
I only trust PayPal, I don't pay any other way and also gives you the option to pay later or pay in 3 which I find really helpful some months, they are fab, Mr Mark Reviewed on: 27th April 2026

Great for buying of less trusted

5
Great for buying of less trusted websites as my money is covered Reviewed on: 27th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review