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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50761 reviews)

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4.91

Based on 50,761 reviews, last reviewed 28th Jun 2025

1838900% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Love the flexability that is provided by PayPal. Have loved the flexability that is provided by PayPal. Means I can break a larger payment over 3 months which is much easier to manage than in one lar... Read more Reviewed on: 28th June 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50761)

Best payment provider, quick and convenient

i love using paypal as its quick and convenient, im protected on purchases and i can also use PayPal credit to help spread the cost of purchases. I cannot get better than that all n one place. Reviewed on: 26th May 2025

Safe and Easy to used

Easy to use, with buyer protection when required and a safe way to pay Reviewed on: 26th May 2025

confidence to buy from all your sellers

always sort any problems out and allows me to buy anything with total confidence Reviewed on: 26th May 2025

Use it for many years, comfortable reliable

Use it for many years, comfortable reliable Reviewed on: 26th May 2025

Guaranteed peace of mind and flexibility

I feel safer and more in control of my finances when making online payments because I know any issues will be quickly resolved. Reviewed on: 26th May 2025

PayPal credit allows me to pay for bigger purchases...

PayPal credit allows me to pay for bigger purchases and pay off the balance at a later date, but as it isn't a physical credit card I am not tempted to over spend Reviewed on: 26th May 2025

ALMOST perfect

I’ve had PayPal for over 15 years, after my bank account, I singed up for PayPal I trust PayPal more than my own bank because they are very reliable, helpful and trustworthy, every time I had an issue with any transaction through PayPal, they’ve always sorted it out, the customer service is very understanding. PayPal credit is also very easy to use and extremely helpful when you need it, I can’t recommend it enough. The only downside is that you don’t get an actual card, which you can use in person, if I could get the physical card which I could use in any store then it’ll be just perfect. Reviewed on: 26th May 2025

I highly recommend Paypal

I've never had any issues with Paypal, I highly recommend it, I've been an active consumer since 2009. Reviewed on: 26th May 2025

Friendly and helpful

i always feel supported and aided by PayPal... probably the friendliest creditor out there Reviewed on: 26th May 2025

I have a small PayPal credit facility

I have a small PayPal credit figure and it’s handy for just when I need to purchase an item near the end of the month. I work everything so I can hopefully avoid any fees. Highly recommended credit facility. Reviewed on: 26th May 2025

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