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PayPal: PayPal Credit reviews

4.91
Based on 50,762 reviews, last reviewed 29th Jun 2025
1839000% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service - PayPal since 2002! I have been using PayPal since 2002 (as far as I can remember), when I opened an eBay account. Since then, it has been great, and I’ve never had any i... Read more Reviewed on: 29th June 2025
Ram K's avatar
Ram K

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50762)

I have a small PayPal credit facility

5
I have a small PayPal credit figure and it’s handy for just when I need to purchase an item near the end of the month. I work everything so I can hopefully avoid any fees. Highly recommended credit facility. Reviewed on: 26th May 2025

PayPal pays.

5
Faultless transactions. Feel very secure using the service. Reviewed on: 26th May 2025

A safe and easy way to pay for goods.

5
A safe and easy way to pay for goods. With the added benefit o having more time to pay Reviewed on: 26th May 2025

Safe & easy service to use.

5
Safe & easy service to use. Various repayment options to suit everyone. Never had any issues! Reviewed on: 26th May 2025

I've used PayPal often.

5
I've used PayPal often. It's a great way to pay and is effortless. They always have your back on purchases if anything goes wrong!! Reviewed on: 26th May 2025

Always a quick check out, and the credit service off...

5
Always a quick check out, and the credit service offering 0% and no fees is really appreciated Reviewed on: 26th May 2025

PayPal - Retail Buddy

5
accommodating & flexible in its features. Reviewed on: 26th May 2025

Amazingly helpful

5
PayPal credit has helped massively at Christmas & also when I’m short on funds for any necessities. Reviewed on: 26th May 2025

Customer service is generally good.

5
Customer service is generally good. However agents forget to log the conversation in the history. It leads to the trouble of explaining the situation all over again on every call which is frustratin Reviewed on: 26th May 2025

Good Experience.

5
Good Experience. I’ve had a really smooth and positive experience using PayPal Credit. Overall, it’s a convenient and reliable option for responsible budgeting. Reviewed on: 26th May 2025

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