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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 50,764 reviews, last reviewed 29th Jun 2025
1839000% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

4

The 0% PayPal credit for 4 months is a great way of... The 0% PayPal credit for 4 months is a great way of spreading the cost of larger purchases. I love fundraisers too as can do collections among friends... Read more Reviewed on: 29th June 2025
Izabela S's avatar
Izabela S

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B
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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (50764)

Customer service is generally good.

5
Customer service is generally good. However agents forget to log the conversation in the history. It leads to the trouble of explaining the situation all over again on every call which is frustratin Reviewed on: 26th May 2025
Nipun B's avatar
Nipun B

Good Experience.

5
Good Experience. I’ve had a really smooth and positive experience using PayPal Credit. Overall, it’s a convenient and reliable option for responsible budgeting. Reviewed on: 26th May 2025
Fiza A's avatar
Fiza A

Could be a little less expensive

4
Could be a little less expensive yearly. Would be great to not pay that high rates when you bump up the credit too high Reviewed on: 26th May 2025
Lukasz S's avatar
Lukasz S

Easy to use, convenient and flexibility in paying off.

5
Easy to use, convenient and flexibility in paying off. Reviewed on: 26th May 2025
Noreen's avatar
Noreen

PayPal is easy to use and very convenient.

5
PayPal is easy to use and very convenient. Reviewed on: 26th May 2025
Luke B's avatar
Luke B

Get it if you haven’t

5
PayPal is so easy to use and when I have had issues from other sellers on sites etc they have sorted it out quickly Reviewed on: 26th May 2025
Vicky T's avatar
Vicky T

Easy, safe and straightforward service

5
Easy, safe and straightforward service Reviewed on: 26th May 2025
saji's avatar
saji

Extremely Happy

5
I have been extremely happy using PayPal & will continue to do so Reviewed on: 26th May 2025
Carol T's avatar
Carol T

4 month 0%on my pay pall credit card is very useful...

5
4 month 0%on my pay pall credit card is very useful and spread cost of my purchases Reviewed on: 26th May 2025
Lukasz Z's avatar
Lukasz Z

ALWAYS THERE

5
Paypal are always there for me, offering different payment offers to choose from, which is great to have that flexibility. Can't fault them Reviewed on: 26th May 2025
K's avatar
K

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