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PayPal: PayPal Credit reviews

4.91
Based on 50,764 reviews, last reviewed 29th Jun 2025
1839000% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

4

The 0% PayPal credit for 4 months is a great way of... The 0% PayPal credit for 4 months is a great way of spreading the cost of larger purchases. I love fundraisers too as can do collections among friends... Read more Reviewed on: 29th June 2025
Izabela S's avatar
Izabela S

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50764)

Easy access to the application, protection on point

4
Easy access to the application, protection on point Reviewed on: 26th May 2025

One thing I love about PayPal is the good customer s...

5
One thing I love about PayPal is the good customer service. For example, there was one time when I had trouble with a seller who had taken my money and not given me the product. I asked him for my money back but he kept refusing. Then after that PayPal assisted me in getting the money back in full. This is the reason I do and will continue to recommend PayPal to people as it is secure. Reviewed on: 26th May 2025

It is very easy and convenient.

5
It is very easy and convenient. It also have 3 payment option and interest free option. Reviewed on: 26th May 2025

Easy to use

5
Easy to use at most shops and manage the balance. Very quick to check out. 4 months free to pay the balance. Reviewed on: 26th May 2025

Use paypal everday ,excellent service

5
Use paypal everday ,excellent service Reviewed on: 26th May 2025

Easy and secure, i use this service for all my onlin...

5
Easy and secure, i use this service for all my online payments Reviewed on: 26th May 2025

Never had an issues with paypal, Interest is a littl...

5
Never had an issues with paypal, Interest is a little high but otherwise good. Reviewed on: 26th May 2025

Simple, quick and understandable

5
Simple, quick and understandable Reviewed on: 26th May 2025

Never had any hassle with PayPal.

5
Never had any hassle with PayPal. Very good service, safe and easy. Which gives you peace of mind when using your money. The app is also very helpful way of keeping track of everything and it’s also very easy to use which is great. Reviewed on: 26th May 2025

always had good response if things are wrong.

5
always had good response if things are wrong. Have got refunds easily when goods haven't been received etc Reviewed on: 26th May 2025

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