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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (94651 reviews)

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4.90

Based on 94,651 reviews, last reviewed 5th May 2026

2023250% increase in 5 star reviews

in the past 90 days

5900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy and convenient always available to use whenever... Easy and convenient always available to use whenever I need it Reviewed on: 5th May 2026

Latest lowest rating:

2

I previously rated Paypal as a brilliant service and... I previously rated Paypal as a brilliant service and fantastic way of sending money to friends or family but of late had terrible experience. I keep p... Read more Reviewed on: 5th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (94651)

Been very helpful having the 0% interest for a few m...

Been very helpful having the 0% interest for a few months Reviewed on: 27th April 2026

I like using PayPal

I like using PayPal, it feels more secure than just making a normal payment. Things seem to go through very quickly so there’s no delay Reviewed on: 27th April 2026

Love PayPal so convenient and love the credit facili...

Love PayPal so convenient and love the credit facility giving you more time to pay interest free Reviewed on: 27th April 2026

Easy to use

Easy to use and generally good user interface Reviewed on: 27th April 2026

Brilliant service and fast response when yiu need help

Very helpful when in need and my card works anywhere in the world Reviewed on: 27th April 2026

Great app easy to use, all info on the app and app e...

Great app easy to use, all info on the app and app easy to use and understand. Reviewed on: 27th April 2026

Trusted, established, enduring

PayPal could significantly enhance the experience by introducing more flexibility into its processes, particularly during account setup and within Pay in 3. The current approach can feel overly stringent, with limited room to resolve issues or make adjustments once decisions are made. Allowing more adaptable verification options, clearer pathways for resolving account restrictions, and greater control over managing Pay in 3 payments (such as rescheduling or adjusting instalments) would make a meaningful difference. A more flexible, customer-centric approach would better align PayPal with the evolving standards set by its competitors. Reviewed on: 27th April 2026

Always there when I'm in a pickle

Always been happy using paypal credit, it has got me out of some tricky situations in the past. Customer service has always been good when ive needed it. Reviewed on: 27th April 2026

Never issue, contact is easy and always helpful

Never issue, contact is easy and always helpful Reviewed on: 27th April 2026

PayPal saves my bacon.

I have been using PayPal for a very long time. If I have had problems and not been able to sort it with the supplier (which is very rare) but I've had a few and PayPal have always sorted it quickly. Also sometimes something goes wrong and payday is not an option due to the current Cost of Living and my Fridge Freezer went and with PayPal I got a pay over 12 months which helped tremendously. So yes they are fantastic and I would recommend every time. Reviewed on: 27th April 2026

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