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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732486076725020199 (144792 reviews)

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4.73

Based on 144,784 reviews, last reviewed 23rd Jun 2026

4318750% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service and support is great. Customer service and support is great. Reviewed on: 23rd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144792)

Safe and easy

So easy and convenient to use and I feel the security is great to Reviewed on: 13th June 2026

The new way of Banking.

In my view an excellent banking system my refund was refunded very quickly the cridit system is fantastic. Obviously, charges are applied if you don't pay your bill on time, but that charge is reasonable. this way of Banking is reviving local economies. I think this way of banking is the Future of banking, Mr D Norris Reviewed on: 13th June 2026

If I ever have a problem PayPal sorts it out fairly...

If I ever have a problem PayPal sorts it out fairly and quickly Reviewed on: 13th June 2026

Flexible and Easy to use product

Easy to navigate app and find information. Easy to use when shopping. Flexible and good range of services eg tranaferring money. App is clearly laidnout and offers and range of payment options is versatile. Reviewed on: 13th June 2026

Efficient and easy to use

So far PayPal credit has been easy to use on products I have wanted. Citnsxtd customer service once and they dealt with my issues efficiently Reviewed on: 13th June 2026

Very good customer service department happy to help.

Very good customer service department happy to help. Great to spend online. I had some queries and they were answered straight away. Easy to add card to Google wallet also and use in outlets etc. Reviewed on: 13th June 2026

Excellent digital services.

Excellent digital services. Now you offer a physical card I can’t find a better credit provider other than PayPal ! Reviewed on: 13th June 2026

I have used PayPal for many years without issue.

I have used PayPal for many years without issue. The only caveat is that when using PayPal credit it doesn’t feel as protected as buying with a credit card. At least that is the feeling I got from their customer service team. Reviewed on: 13th June 2026

Always a good service, no complaints

Always a good service, no complaints Reviewed on: 13th June 2026

It’s been very positive.

It’s been very positive.had a couple of issues that were resolved quickly Reviewed on: 13th June 2026

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