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PayPal: PayPal Credit reviews

4.73
Based on 144,793 reviews, last reviewed 24th Jun 2026
4319150% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great way to pay for goods and services. Been using PayPal for a long time. Never had any issue. Reviewed on: 24th June 2026
Barbara M's avatar
Barbara M

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144794)

Always a good service, no complaints

5
Always a good service, no complaints Reviewed on: 13th June 2026

It’s been very positive.

5
It’s been very positive.had a couple of issues that were resolved quickly Reviewed on: 13th June 2026

Great customer service with helpful, friendly saff

5
Great customer service with helpful, friendly saff Reviewed on: 13th June 2026

Really handy and easy to understand payments

5
Really handy and easy to understand payments Reviewed on: 13th June 2026

Secure, reassuring and extremely user friendly

5
The PayPal platform is extremely user friendly and makes simple transactions easy and effortless. It gives reassuring security and has become a mainstay in my purchasing experiences. Customer service is easy to find and provides fast and efficient solutions. Reviewed on: 13th June 2026

Really easy to apply and convenient.

5
Really easy to apply and convenient. Have had never experienced like this Reviewed on: 13th June 2026

Great offerzs

5
So easy and interest free offers make credit affordable. No fuss no bother! Reviewed on: 13th June 2026

Very good and very fair with money

5
Very good and very fair with money Reviewed on: 13th June 2026

Great experience

5
I have. Great experience every time using PayPal Reviewed on: 13th June 2026

Its been very easy to use would defo recommend to pe...

5
Its been very easy to use would defo recommend to people Reviewed on: 13th June 2026

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