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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (94764 reviews)

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4.90

Based on 94,764 reviews, last reviewed 5th May 2026

2028750% increase in 5 star reviews

in the past 90 days

5900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great value to use PayPal for various reasons such a... Great value to use PayPal for various reasons such as easy online payments for goods and services. Paying in 3 installments facility make payment life... Read more Reviewed on: 5th May 2026

Latest lowest rating:

2

I previously rated Paypal as a brilliant service and... I previously rated Paypal as a brilliant service and fantastic way of sending money to friends or family but of late had terrible experience. I keep p... Read more Reviewed on: 5th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (94764)

Best credit ever

I really like PayPal because it gives you a opportunity to make your dreams come true. Reviewed on: 27th April 2026

I have nothing but positive experiences with PayPal,...

I have nothing but positive experiences with PayPal, I've been a user for the past 20 years and will continue to be for the foreseeable future. If you use this credit in the correct way it is the perfect purchase partner. Much preferred to my usual credit cards for online purchases due to the protection against fraud and scammers Reviewed on: 27th April 2026

Safe and secure way to pay.

Safe and secure way to pay. Never had an issue using PayPal, convenient way to move money and borrow on interest free. Reviewed on: 27th April 2026

it’s amazing!

I always use PayPal as it makes you feel safe when buying online. Reviewed on: 27th April 2026

The best financial services received!

The best financial services received! Always there when you need to check out quickly. Reviewed on: 27th April 2026

Always quick and convenient, the flexible payment op...

Always quick and convenient, the flexible payment options and functionality with digital wallets is very helpful Reviewed on: 27th April 2026

Always great experience using PayPal over the year...

Always a great experience using PayPal over the years extra layer of security and great customer service if anything goes wrong. Reviewed on: 27th April 2026

PayPal saved me from being scamt

I wanted to order a grade A wrist watch from a website and PayPal dint let the payment go through because the website was a fraud as from further research a lot of people had been scammed from that website Reviewed on: 27th April 2026

Excellent service and easy to use.

Excellent service and easy to use. Payments easy to make. No need to carry money. Reviewed on: 27th April 2026

Always choose PayPal at checkout as it’s the most re...

Always choose PayPal at checkout as it’s the most reliable service Reviewed on: 27th April 2026

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