Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144799 reviews)

View other PayPal products

4.73

Based on 144,793 reviews, last reviewed 24th Jun 2026

4319150% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great way to pay for goods and services. Been using PayPal for a long time. Never had any issue. Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (144799)

Really easy to apply and convenient.

Really easy to apply and convenient. Have had never experienced like this Reviewed on: 13th June 2026

Great offerzs

So easy and interest free offers make credit affordable. No fuss no bother! Reviewed on: 13th June 2026

Very good and very fair with money

Very good and very fair with money Reviewed on: 13th June 2026

Great experience

I have. Great experience every time using PayPal Reviewed on: 13th June 2026

Its been very easy to use would defo recommend to pe...

Its been very easy to use would defo recommend to people Reviewed on: 13th June 2026

PayPal is absolutely the perfect payment system, saf...

PayPal is absolutely the perfect payment system, safe, reliable and great customer service. PayPal Plus also gives amazon rewards with large savings on purches when using built up credit. Reviewed on: 13th June 2026

Great service and easy to use.

Great service and easy to use. The payment options provide flexibility for larger purchases, and managing the account online is straightforward. I've had a smooth experience and would recommend it to others looking for a convenient credit option Reviewed on: 13th June 2026

Very easy to use, accepted widely and the option to...

Very easy to use, accepted widely and the option to pay interest free within 4 months (depending on value of transaction) is fantastic as it still allows me to purchase items but spreading the cost over 4 months to pay. Reviewed on: 13th June 2026

Spread the cost effortllessly over 4 months

Spread the cost effortllessly over 4 months interest free for me works great. Reviewed on: 13th June 2026

4 months interest free credit amazing

Glad you had a 4 months free interest free credit. Helps me a lot Reviewed on: 13th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3756 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 75535 reviews
Payments
from PayPal 4.71 from 3756 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub