Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (94887 reviews)

View other PayPal products

4.90

Based on 94,887 reviews, last reviewed 5th May 2026

2034400% increase in 5 star reviews

in the past 90 days

5900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Transparent and customer friendly process Transparent and customer friendly process - easy to track and manage via the app or PC. Simple to make changes and get answers if needed, payment opti... Read more Reviewed on: 5th May 2026

Latest lowest rating:

2

I previously rated Paypal as a brilliant service and... I previously rated Paypal as a brilliant service and fantastic way of sending money to friends or family but of late had terrible experience. I keep p... Read more Reviewed on: 5th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (94887)

Recommend

Have used over a few years . Easy and convenient. Reviewed on: 27th April 2026

Easy simple and quick to use love the buy now pay la...

Easy simple and quick to use love the buy now pay later option to spread the cost of larger purchases Reviewed on: 27th April 2026

Flexibility

Easy to use and gives you financial freedom and flexibility Reviewed on: 27th April 2026

Very easy to use.

Haven't had any problems with them so far. Reviewed on: 27th April 2026

I really like using PayPal mostly because it is very...

I really like using PayPal mostly because it is very secure Reviewed on: 27th April 2026

I love using this to buy new videogames hehe or more...

I love using this to buy new videogames hehe or more than one in one go. Or just buying deliveroo food Reviewed on: 27th April 2026

Easy to use, and helps with costly spending, being a...

Easy to use, and helps with costly spending, being able to spread out the cost Reviewed on: 27th April 2026

I Use PayPal on a Regular Basis.

I Use PayPal on a Regular Basis. Can’t fault the Service Provided Reviewed on: 27th April 2026

Versatile accessible financing

Any kind of finance at your fingertips - no qualms whatsoever in accessing it! Reviewed on: 27th April 2026

Great experience, always use PayPal credit card and...

Great experience, always use PayPal credit card and had a problem Reviewed on: 27th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 43159 reviews
Payments
from PayPal 4.91 from 3692 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub