Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 50,764 reviews, last reviewed 29th Jun 2025
1839000% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

The 0% PayPal credit for 4 months is a great way of... The 0% PayPal credit for 4 months is a great way of spreading the cost of larger purchases. I love fundraisers too as can do collections among friends... Read more Reviewed on: 29th June 2025
Izabela S's avatar
Izabela S

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50764)

I've been using PayPal credit for years.

5
I've been using PayPal credit for years. Great service with no problems Reviewed on: 26th May 2025

Excellent experience

5
Excellent platform, I was able to take a trip due to the service they made available for payments in 3 months. Reviewed on: 26th May 2025

Pay im 3 is superb..

5
I think the the pay in 3 is great and makes larger purchases affordable. Also no interest is great. Reviewed on: 26th May 2025

I m using PayPal 8 years they are the best provider.

5
I m using PayPal 8 years they are the best provider. Reviewed on: 26th May 2025

paypal credit for the win

5
It’s a great option, allowing no interest for 4 months for bigger purchases really helps. it also always gives you reminders for when a payment is due and the app is so easy to use. Reviewed on: 26th May 2025

Paypal credit has enabled me to get things I need wh...

5
Paypal credit has enabled me to get things I need while they're on offer. The interest free credit paying in installments has enabled me to pay in manageable amounts and kept me out of debt. Reviewed on: 26th May 2025

Excellent as always!

5
I have been using PayPal for over 10 yrs. I prefer using PayPal because I believe that transactions are reliable and secure. Customer service is great as well. PayPal is highly recommended and excellent. Thank you very much. Reviewed on: 26th May 2025

I have great experience with PayPal.

5
I have great experience with PayPal. I feel very confident and protected. Reviewed on: 26th May 2025

Excellent Service and support from PayPal.

5
I am been PAYPAL from many year. always have a great service Reviewed on: 26th May 2025

Safe and easy.

5
Safe and easy. PayPal makes online shopping straight forward. Reviewed on: 26th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 22240 reviews
    PayPal
  • Payment Provider

    from PayPal 4.92 from 3599 reviews
    PayPal
    View all products