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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50764 reviews)

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4.91

Based on 50,764 reviews, last reviewed 29th Jun 2025

1839000% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

The 0% PayPal credit for 4 months is a great way of... The 0% PayPal credit for 4 months is a great way of spreading the cost of larger purchases. I love fundraisers too as can do collections among friends... Read more Reviewed on: 29th June 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50764)

Absolutely amazing company!

Absolutely amazing company, excellent costume service, extremely well helpful for resolving problems. Thank you for your all service. Reviewed on: 26th May 2025

Great service

Helps a lot with online shopping. Love the fact dont need to give my card details to buy something safe. Reviewed on: 26th May 2025

Totally reliable and secure system

The system is always available. Easy to check activity and payment plans. Wonderful to be able to use the “pay in three” offer. Also the credit card function is accurate and up to date whenever you need to check your balance etc. I sue PayPal as my main and only credit card facility. Reviewed on: 26th May 2025

I had problems with a refund, got through to custome...

I had problems with a refund, got through to customer service and the lady I spoke to was very helpful. Explained the bread down. Problem resolved. Reviewed on: 26th May 2025

Never had an issue, great company

Never had an issue, great company Reviewed on: 26th May 2025

PayPal: A Lifesaver

PayPal pay in 3 monthly instalments interest free has enabled us to minimise the financial impact of domestic disasters with washing machines and dishwashers and allowed us the breathing space to budget affordably. PayPal credit has allowed me purchase expensive replacement technology over longer periods, again with interest free repayments. All in all PayPal has been a lifesaver. Reviewed on: 26th May 2025

Interest free credit for 4 months extremely helpful

Interest free credit for 4 months extremely helpful Reviewed on: 26th May 2025

PayPal over a Credit Card.

I love the app, it’s easy to navigate, pay and know what you have spent. PayPal in general offers flexible payment options, meaning high purchases can be made and paid for later on with 0% interest. It offers a higher amount limit so you can manage what you spend within reason and also pay something of a higher value. I believe PayPal is far better than using a credit card, and more options around making sure you avoid interest when paying off within the 0% interest window. Reviewed on: 26th May 2025

Easy to use clear and simple to use.

Easy to use clear and simple to use. Easy to know how much credit you have available and your payment have been taken. Reviewed on: 26th May 2025

Most company's accept PayPal plus so safe

Most company's accept PayPal plus so safe Reviewed on: 26th May 2025

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