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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (94991 reviews)

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4.90

Based on 94,991 reviews, last reviewed 5th May 2026

2039100% increase in 5 star reviews

in the past 90 days

5900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very good, never had a problem using paypal Very good, never had a problem using paypal Reviewed on: 5th May 2026

Latest lowest rating:

2

I previously rated Paypal as a brilliant service and... I previously rated Paypal as a brilliant service and fantastic way of sending money to friends or family but of late had terrible experience. I keep p... Read more Reviewed on: 5th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (94991)

Safe and sound transactions.

You can always trust that your money and transactions are safe. Gives you confidence when online shopping. I’ve had times where their customer service has really helped me in situations where you feel potentially exposed so it’s good to know you have people there to protect you. Reviewed on: 27th April 2026

Lovely customer service - very understanding when I...

Lovely customer service - very understanding when I had made a mistake with payments Reviewed on: 27th April 2026

Flexible, Convenient, and Reliable Credit Option

I’ve had an excellent experience using PayPal Credit. The application process was straightforward, and I was approved quickly without any hassle. What really stands out is the flexibility it offers—being able to spread the cost of purchases over time has been incredibly convenient, especially for larger expenses. The interface is clear and easy to navigate, so I always know exactly what I owe and when payments are due. I also appreciate the promotional offers, like interest-free periods on certain purchases, which have helped me manage my finances more effectively. Reviewed on: 27th April 2026

Transactions seem to take a little time to go throug...

Transactions seem to take a little time to go through but great options for spreading payments for purchases Reviewed on: 27th April 2026

PayPal has helped me to finance many purchases witho...

PayPal has helped me to finance many purchases without incurring additional interest, which has been vital for me managing my finances. Reviewed on: 27th April 2026

Helping hand

I've been with them through COVID and they stuck by me Reviewed on: 27th April 2026

Excellent service .

Excellent service .. outstanding customer service Reviewed on: 27th April 2026

EasyEarn money while you spend to use

Easy to use , links up to your bank account, , makes spending even greater with rewards , and secure payment Reviewed on: 27th April 2026

Very easy to use, lost of Offers on interest dels

Very easy to use, lost of Offers on interest dels Reviewed on: 27th April 2026

absolutely the best form of secure payment

absolutely the best form of secure payment Reviewed on: 27th April 2026

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