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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144810 reviews)

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4.73

Based on 144,806 reviews, last reviewed 24th Jun 2026

4319700% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Simple to use, good to space out payments Simple to use, good to space out payments Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144810)

Excellent service, keeps me updated on my spending

Excellent service, keeps me updated on my spending Reviewed on: 13th June 2026

Easy to use PayPal!

Easy to use PayPal!! Pay in 3 option is great too!! Reviewed on: 13th June 2026

I find PayPal very convenient especially for online...

I find PayPal very convenient especially for online transactions particularly as it speeds up the payment process when visiting a new site where you can pay without having to enter card details each time Reviewed on: 13th June 2026

I use it all the time.

I use it all the time. It’s easy, safe and I love the credit option to spread payments. Refunds are handled exceptionally. It’s a 10/10 payment service for me. Reviewed on: 13th June 2026

Quick, easy and no hassle.

Quick, easy and no hassle. Simple instructions and clear updates. Reviewed on: 13th June 2026

Excellent way to budget

Simple and easy to use the pay in three is an excellent tool for budgeting Reviewed on: 13th June 2026

Difficult to navigate app.

Difficult to navigate app. Customer service hidden away in a cave somewhere. Reviewed on: 13th June 2026

Peace of mind

Good that paypal got my back as they handle my payments efficiently and the pay in 4 option is cherry on the top Reviewed on: 13th June 2026

Easy to use used to pay in 3 to buy...

Easy to use used to pay in 3 to buy a new MacBook Reviewed on: 13th June 2026

Paypal is a very convenient and low cost method of p...

Paypal is a very convenient and low cost method of paying for goods and services. Reviewed on: 13th June 2026

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