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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 50,761 reviews, last reviewed 28th Jun 2025
1838900% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love the flexability that is provided by PayPal. Have loved the flexability that is provided by PayPal. Means I can break a larger payment over 3 months which is much easier to manage than in one lar... Read more Reviewed on: 28th June 2025
David O's avatar
David O

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B
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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (50761)

Easy to use and trusted service would use again

5
Easy to use and trusted service would use again Reviewed on: 26th May 2025
Pat's avatar
Pat

Dispute resolution

5
Dispute resolution is good improvement since last year Reviewed on: 26th May 2025
Dia S's avatar
Dia S

Good service, helpful staff.

5
Good service, helpful staff. Easy to use and very convenient Reviewed on: 26th May 2025
Chloe A's avatar
Chloe A

Customer service

5
Easy to use and helpful service very convenient via the app Reviewed on: 26th May 2025
Richard B's avatar
Richard B

Paypal Credit - Excellent n Easy to use

5
Paypal Credit has been excellent service which I have been using for last 2 yrs. The process of getting credit was very simple and checks were done in simple steps. Reviewed on: 26th May 2025
Yasser S's avatar
Yasser S

The credit options are available on so many platform...

5
The credit options are available on so many platforms it’s such a convenient way to checkout now and pay later. The service is very easy to activate when you need it and the payment terms are very manageable. I also really appreciate the payment reminders and the well designed PayPal platform that helps keep everything conveniently manageable. Reviewed on: 26th May 2025
Market Bot's avatar
Market Bot

PayPal Credit has been a lifesaver!

5
PayPal Credit has been a lifesaver! It gave me the flexibility to make important purchases when I needed them most, without the stress of upfront costs. Super easy to use and manage—definitely a helpful tool when used responsibly. Reviewed on: 26th May 2025
Ed's avatar
Ed

Paypal is easy to use, credit is easily accessible,...

5
Paypal is easy to use, credit is easily accessible, customer support is one of the best I’ve seen and I’ve honestly recommended Paypal to many friends over the years. Paypal credit and Paypal in general have really made my life much easier and it’s literally my favourite credit platform, no exaggeration Reviewed on: 26th May 2025
Ambd 's avatar
Ambd

Easier Trading and Purchasing

5
Makes exchange and purchasing easier. Reviewed on: 26th May 2025
Patrick 's avatar
Patrick

Never had any problems.

5
Never had any problems. PayPal is my go to for paying online, I know it's safe and secure. I know I'm protected. Reviewed on: 26th May 2025
Jools's avatar
Jools

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