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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144810 reviews)

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4.73

Based on 144,806 reviews, last reviewed 24th Jun 2026

4319700% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Simple to use, good to space out payments Simple to use, good to space out payments Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144810)

They just get on and sort out any problems.

They just get on and sort out any problems. Reviewed on: 13th June 2026

Pay friends

I've always used PayPal for online purchases as it provides much needed security in these times of online scammers everywhere, PayPal credit have been a blessing, giving me a helping hand when I need a little help in these tough times, the app is easy to negotiate and having all your transactions, balances, etc,, in front of you makes it easy to keep inside of your budget as well as having a great range of online vouchers to give you that little bit more freedom to treat yourself, PayPal is my no1 credit friend Reviewed on: 13th June 2026

PayPal makes buying on line simpler and safer.

I always use PayPal to buy goods online, it’s an easy and secure platform that never disappoints. The only reason that I gave a “Neutral” rating against Customer Service is because I’ve never had to use it, but if the rest of their platform is a measure, then I am sure it’s just as good. Reviewed on: 13th June 2026

Great service and easy to use.

Great service and easy to use. PayPal Credit gives me flexibility when shopping online, and managing payments is simple. Very happy with the experience. Reviewed on: 13th June 2026

PayPal has been a really useful personal tool.

PayPal has been a really useful personal tool. It’s my go to for transferring money digitally and I’ve frequently used pay-in-3 to break up big payments. It’s helped me avoid racking up interest on credit cards. Very happy. Reviewed on: 13th June 2026

Used for a long time

Used for a long time and have never had a problem. Fantastic for purchases that you need to get but can't pay it all right now. Reviewed on: 13th June 2026

Always prompt and reliable 24 / 7 availability

Always prompt and reliable 24 / 7 availability Reviewed on: 13th June 2026

Easy ready available and fair interest rates.

Easy ready available and fair interest rates. Reviewed on: 13th June 2026

Simple and easy to use with great customer service.

Simple and easy to use with great customer service. Reviewed on: 13th June 2026

Excellant easy to use options don’t let you over spe...

Excellant easy to use options don’t let you over spend and contactable Reviewed on: 13th June 2026

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