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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 100,406 reviews, last reviewed 7th May 2026
2288350% increase in 5 star reviews
in the past 90 days
6650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and flexible I’ve been using PayPal Credit lately and it’s honestly a lifesaver. It’s so easy to use because it’s just an option in your digital wallet—no need for... Read more Reviewed on: 7th May 2026
Renz C's avatar
Renz C

Latest lowest rating:

1

Very easy and efficient. Very easy and efficient. Clear and obvious credit information. easy access to payment history and balance. Reviewed on: 7th May 2026
William J's avatar
William J
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (100406)

It's a very simple system to use.

5
It's a very simple system to use. Reviewed on: 2nd May 2026
Marius P's avatar
Marius P

PayPal - Pay in 3 & BNPL

5
​I’ve been using PayPal Pay in 3 for a while and I use the Buy Now Pay Later function for those "big-ticket" items that I’d rather not pay for all at once. The best part is definitely the simplicity. Since I already have a PayPal account, there’s no long application form—you just select it at checkout, and the decision is almost instant. ​It made it much easier to manage my monthly budget without paying a penny in interest. It’s my go-to for anything between £​5​0 and £1,​500. It feels safer than other BNPL apps because of the Buyer Protection, and as long as you keep track of your payment dates, it’s a stress-free way to buy what you need now without the credit card debt. Reviewed on: 2nd May 2026
Raj K's avatar
Raj K

Good experience

5
Good experience so far. Interest free for four months works for me. Reviewed on: 2nd May 2026
Mariama k's avatar
Mariama k

Smooth and efficient,easy and reliable

5
Smooth and efficient,easy and reliable Reviewed on: 2nd May 2026
MR A's avatar
MR A

PayPal review.

5
Used PayPal for along time, customer service, quick to help. Reviewed on: 2nd May 2026
Will J's avatar
Will J

PayPal have been really good with no issues or probl...

5
PayPal have been really good with no issues or problems Reviewed on: 2nd May 2026
Chris b's avatar
Chris b

No problems with PayPal, easy when purchasing.

5
No problems with PayPal, easy when purchasing. Reviewed on: 2nd May 2026
Ceylan's avatar
Ceylan

I use PayPal a lot when getting short towards the en...

5
I use PayPal a lot when getting short towards the end of the month or when I want something and to be able to split the payments over 3 months is great Reviewed on: 2nd May 2026
Cheryl's avatar
Cheryl

Love PayPal

5
Love PayPal so easy to use and I personally have found there customer service excellent Reviewed on: 2nd May 2026
Michael Walker 's avatar
Michael Walker

Easy to make payment,user friendly

5
Easy to make payment...User friendly.I am using paypal for last 19 years..Always easy to use. Reviewed on: 2nd May 2026
Muhammad A's avatar
Muhammad A

Review PayPal: PayPal Credit now

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