Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 100,451 reviews, last reviewed 7th May 2026
2290400% increase in 5 star reviews
in the past 90 days
6650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic , absolutely brilliant Fantastic , absolutely brilliant Reviewed on: 7th May 2026
Lulubelle's avatar
Lulubelle

Latest lowest rating:

1

Very easy and efficient. Very easy and efficient. Clear and obvious credit information. easy access to payment history and balance. Reviewed on: 7th May 2026
William J's avatar
William J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (100451)

My experience with PayPal excellent for buying expe...

5
My experience with PayPal excellent for buying experience as it gives you a little time to pay so buying is better knowing you don’t need to pay for an item straight away Reviewed on: 2nd May 2026

PayPal has become really useful and straightforward.

5
PayPal has become really useful and straightforward. Which as a consumer is great to see and interact with. Everything is very simple nothing is complicated Reviewed on: 2nd May 2026

Precise and unambiguous

5
Easy to use and Precise and unambiguous Reviewed on: 2nd May 2026

Reliable

5
Reliable and great rate. Recommended. Reviewed on: 2nd May 2026

PayPal’s my friend

5
PayPal’s my choice for payments so neat, With a friendly interface, it can’t be beat. Link up your cards, manage funds with ease, Shopping online brings comfort and peace. Buyer protection keeps worries at bay, Splitting bills with friends? It’s the best way! Invoices sent with a professional touch, Transactions are quick, you’ll love it so much. From sales and discounts to offers galore, PayPal saves money, who could ask for more? So if you seek ease in each payment you make, Join me in using this smart payment break! Reviewed on: 2nd May 2026

Good and always there when I need it

5
Good and always there when I need it Reviewed on: 2nd May 2026

I use PayPal all the time, it’s so easy, no looking...

5
I use PayPal all the time, it’s so easy, no looking for your card , oh no , payment is so quick and very very easy Reviewed on: 2nd May 2026

Easy to use , convenient, fuss free

5
Easy to use , convenient, fuss free Reviewed on: 2nd May 2026

Easy to use.

5
Easy to use. Any problems are dealt with promptly. Reviewed on: 2nd May 2026

PayPal gives opportunity for the poor

5
PayPal gives opportunity for the poor Reviewed on: 2nd May 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review