Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145012 reviews)

View other PayPal products

4.73

Based on 144,806 reviews, last reviewed 24th Jun 2026

4319700% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Simple to use, good to space out payments Simple to use, good to space out payments Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145012)

Resolving Issues..

In situations when I've asked for help resolving an issue, it hasn't always been possible to contact the 'seller', particularly Microsoft. Without that proof, Paypal apperar unable to help, or allow me to submit the problem Reviewed on: 13th June 2026

Would recommend

I mainly use it for pay pal credit which is quick and easy to use. Reviewed on: 13th June 2026

Easy to set up and use.paypal

Easy to set up and use. Available for all purchases Reviewed on: 13th June 2026

Only ever had a positive experience using the PayPal...

Only ever had a positive experience using the PayPal credit card. Has made purchasing high cost items easier using the 0% over 4 months without incurring any interest charges Reviewed on: 13th June 2026

Easy to use, quick, convenient payments

Easy to use, quick, convenient payments Reviewed on: 13th June 2026

Better perks than other service providers

I use PayPal credit because it gives 4 months interest free instead of 3 that klarna gives. I now love the rewards too which is another bonus! Reviewed on: 13th June 2026

It’s convenient and easy to use.

It’s convenient and easy to use. Designed to suit everyone. Reviewed on: 13th June 2026

Simple to use very versatile with great support.

Simple to use very versatile with great support. Reviewed on: 13th June 2026

If you want a seamless, secure and hassle free way t...

If you want a seamless, secure and hassle free way to manage your online payments, PayPal is the gold standard. Highly recommended! Reviewed on: 13th June 2026

Paypal protects its customers, has excellent custome...

Paypal protects its customers, has excellent customer service and is always available. I would always choose Paypal as a safe, secure method of payment. Reviewed on: 13th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 75773 reviews
Payments
from PayPal 4.71 from 3756 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub