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PayPal: PayPal Credit reviews

4.91
Based on 50,761 reviews, last reviewed 28th Jun 2025
1838900% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love the flexability that is provided by PayPal. Have loved the flexability that is provided by PayPal. Means I can break a larger payment over 3 months which is much easier to manage than in one lar... Read more Reviewed on: 28th June 2025
David O's avatar
David O

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50761)

Really quite excellent nothing bad to say about it.

5
Really quite excellent nothing bad to say about it. I have to add more characters to this paragraph because apparently it’s not long enough, however I believe it was long enough. Running out of words to say Reviewed on: 26th May 2025

A name I trust

5
It’s so simple and I love that I can use a name I trust to spread payments on items I don’t want to pay outright for. I’ve never had to use one of the less reputable companies as PayPal has always made it so easy. Reviewed on: 26th May 2025

I really love the pay in three option and PayPal cre...

5
I really love the pay in three option and PayPal credit Reviewed on: 26th May 2025

Paypal Credit makes life more affordable.

5
I rely on Paypal Credit for lots of purchases. Its preferable to using a credit card because payments can be spread over 4 months, so it makes life more affordable. Reviewed on: 26th May 2025

Really recommend

5
Use PayPal multiple times a week. Find it very easy and have never had any problems. Really value the ‘buyer protection’ and range of payment options. Can’t fault it! Reviewed on: 26th May 2025

I like using 3 instalments plan 0 %,

5
I like using 3 instalments plan 0 %, just click and apply for it and I can get what I want to buy. Reviewed on: 26th May 2025

A*******

5
Had no problems with PayPal credit. So convenient and easy to use Reviewed on: 26th May 2025

Whenever I've had a query they've been extremely hel...

5
Whenever I've had a query they've been extremely helpful and resolved or given me an answer Reviewed on: 26th May 2025

For me, the most favorable and flexible credit and l...

5
For me, the most favorable and flexible credit and loan conditions are in PayPal Reviewed on: 26th May 2025

I have used PayPal credit for a long time now and no...

5
I have used PayPal credit for a long time now and not had a single problem Reviewed on: 26th May 2025

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