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PayPal: PayPal Credit reviews

4.90
Based on 100,506 reviews, last reviewed 7th May 2026
2292850% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Very helpful service from PayPal splitting payments Very helpful service from PayPal splitting payments Reviewed on: 7th May 2026
Craig H's avatar
Craig H

Latest lowest rating:

1

Never had a problem with PayPal, use it for most pur... Never had a problem with PayPal, use it for most purchases as its great cover incase anything ever goes wrong with a purchase that I make , and the cu... Read more Reviewed on: 7th May 2026
Carl f's avatar
Carl f

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100506)

very safe

5
Always helpful and always transparent and very safe! Reviewed on: 2nd May 2026

Great and very helpful.

4
Great and very helpful. Would like to get options to increase credit line & additional information on credit cadd Reviewed on: 2nd May 2026

PayPal credit has made my life so much easier used f...

5
PayPal credit has made my life so much easier used for years now, it's safe and secure it's SIMPLY THE BEST Reviewed on: 2nd May 2026

I have always trusted PayPal with my financial matte...

5
I have always trusted PayPal with my financial matters weather it’s straight out my bank or taking credit. The equal monthly payments and clear guidelines make it so easy for purchases and the customer service is second to none Reviewed on: 2nd May 2026

After contacting PayPal they solved my problem strai...

5
After contacting PayPal they solved my problem straight w Reviewed on: 2nd May 2026

Pay-in-3 support

5
The pay in 3 system is really handy and for times in need. I also know if I have any future issues, PayPal will always be supportive and reliable. Reviewed on: 2nd May 2026

3 months no interest

5
3 months no interest , so helpful when i buy online and I don't have to pay full at once and allowed to pay in 3 month with no interest Reviewed on: 2nd May 2026

A good tool to use in paying ang be paid .

5
A good tool to use in paying ang be paid . A secure and safe tool Reviewed on: 2nd May 2026

A reliable and excellent credit.

5
Paypal credit has always been an excellent and reliable use of credit, flexible amounts, I’m always able to increase my credit amount and no interest on big purchases are fantastic too. Reviewed on: 2nd May 2026

Best PayPal recommendation for everyone

5
Best PayPal recommendation for everyone Reviewed on: 2nd May 2026

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