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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145168 reviews)

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4.73

Based on 144,806 reviews, last reviewed 24th Jun 2026

4319700% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Simple to use, good to space out payments Simple to use, good to space out payments Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145168)

Early adopter - still happy!

I've been with PayPal since around when they started, and it continues to be such a good option for payments Reviewed on: 13th June 2026

Great stuff, it very good system

Great stuff, it very good system Reviewed on: 13th June 2026

Very handy with the 4 months interest free, also pay...

Very handy with the 4 months interest free, also pay in three. Very versatile. Available widely Reviewed on: 13th June 2026

When you ask them to investigate a delivery they don...

When you ask them to investigate a delivery they don’t keep you updated that’s the only problem I have with PayPal Reviewed on: 13th June 2026

Easy to use extended amount of interest free options...

Easy to use extended amount of interest free options, convenient Reviewed on: 13th June 2026

Easy and Convenient

The application was quick and straightforward. Everything is managed in the PayPal app, and I like that you can add the card to Apple Wallet or request a physical one. A smooth, modern experience overall. Reviewed on: 13th June 2026

Safe and secure way of paying for goods.

Safe and secure way of paying for goods. 4 months interest free or spread the cost, and its all very secure. Reviewed on: 13th June 2026

Thank you PayPal

Paypal really helped me when going through difficult times to reorganise my finances ! Thank you Paypal Reviewed on: 13th June 2026

Been with PP many years and always had excellent ser...

Been with PP many years and always had excellent service with zero problems. All transactions were carried out in a fast style. Thank you PP Reviewed on: 13th June 2026

Easy to use, payment options really convenient and t...

Easy to use, payment options really convenient and trustworthy. Reviewed on: 13th June 2026

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