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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50767 reviews)

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4.91

Based on 50,767 reviews, last reviewed 30th Jun 2025

1839300% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

satisfaction Very satisfied with my PayPal Credit account! I like a lot the 3 months 0% offer when paid off within that time. I also love that the ‚in’ & ‚out’ mon... Read more Reviewed on: 30th June 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50767)

I’ve used PayPal for years.

I’ve used PayPal for years. Always good experience. Easy to navigate website. Keeps you in touch when payments due, I usually use the pay in three option. Enables me to buy things I couldn’t afford if it was only one payment option. Reviewed on: 26th May 2025

Really helpful for budgeting for big purchase...

I use it all the time for budgeting for big purchases and it makes life so easy. The app is efficient and easy to navigate. I like the pay in 3 option or just to put it on credit and pay it off within a certain time. And it’s accepted practically everywhere! Reviewed on: 26th May 2025

Great all round

PayPal is easy to navigate, offers good rates and payment options Reviewed on: 26th May 2025

I found using pay pal credit extremely helpful in my...

I found using pay pal credit extremely helpful in my recent transaction and the terms are fantastic. I would definately recommend Pay Pal Credit to all my family and friends. I feel very confident using Pay Pal Credit. Reviewed on: 26th May 2025

It is really helpful when i want to transfer my mone...

It is really helpful when i want to transfer my money to my friends and my family members and I love the paypal credit program, even though it is not much but it can be a help on hard times Reviewed on: 26th May 2025

Payment protection.

Paypal has helped me to recovered my money back from an online scam. Your convenient and assured payment method. Reviewed on: 26th May 2025

Good services and reliable

The services they provide are great but the credit payment system could use work. When paying off a loan/agreement, you should be able to, like argos, chose which agreement the funds go to rather than paypal choosing the one with the highest interest. Reviewed on: 26th May 2025

I always have a very good experience using PayPal.

I always have a very good experience using PayPal. It's very easy to use and has great customer service. The app is very clear and simple to use and it's great that you can use PayPay to pay on nearly every website. Using it keeps my money safe. Reviewed on: 26th May 2025

I've used PayPal for years & I've had no issues

I've used PayPal for years & I've had no issues Reviewed on: 26th May 2025

It must be close to 20 years I’ve used PayPal, and i...

It must be close to 20 years I’ve used PayPal, and in that time they’ve delivered consistent excellent quality of service. Reviewed on: 26th May 2025

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