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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145298 reviews)

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4.73

Based on 145,221 reviews, last reviewed 25th Jun 2026

4338900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145299)

PayPal is simple and easy to use

PayPal has always been easy to use, I find it simple to keep track of what I need to pay when using PayPal credit and pay in 3 Reviewed on: 13th June 2026

PayPal is the way forward

Easy to use. PayPal sorts out disputes easily and fairly. Loads of options for banking Reviewed on: 13th June 2026

Good convenient service.

Good convenient service that allows quick payments and deposits Reviewed on: 13th June 2026

Good PayPal, very quick and useful

Good PayPal, very quick and useful Reviewed on: 13th June 2026

Good to start to start

Good to start but it is not opening Reviewed on: 13th June 2026

Easy simple step process and the 0% interest free fr...

Easy simple step process and the 0% interest free fro 4 months is brilliant Reviewed on: 13th June 2026

PayPal is King

Awesome service, never had any issues Reviewed on: 13th June 2026

10 Years of Positive Experience with PayPal

I have been using PayPal for about 10 years, and I am extremely satisfied with the service. Initially, I started using it for added security when making online purchases, and over the years I have never experienced any issues. I regularly use the credit and Pay in 3 options, which help me manage my finances and purchasing needs effectively. I also appreciate how easy and secure it is to send money abroad. Overall, I am very happy with PayPal and would definitely recommend it to anyone looking for a safe, convenient, and reliable payment service. Reviewed on: 13th June 2026

It’s just amazing easy to find what you need to find...

It’s just amazing easy to find what you need to find not complicated at all Reviewed on: 13th June 2026

I feel safe using PayPal,

I feel safe using PayPal, I know I have support, if a transaction goes wrong Reviewed on: 13th June 2026

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