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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (100610 reviews)

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4.90

Based on 100,610 reviews, last reviewed 7th May 2026

2297450% increase in 5 star reviews

in the past 90 days

6700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy and convenient. Easy and convenient. It’s my go to way to spend. Reviewed on: 7th May 2026

Latest lowest rating:

1

Never had a problem with PayPal, use it for most pur... Never had a problem with PayPal, use it for most purchases as its great cover incase anything ever goes wrong with a purchase that I make , and the cu... Read more Reviewed on: 7th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100610)

Reliable, fast support when it actually matters

I’ve been using PayPal Credit for a while now and overall it’s been a solid experience. What stands out the most is their customer service — on the few occasions I needed help, I was able to get through to someone quickly and the issue was resolved without being passed around or left waiting for days. The flexibility with payments is useful, especially for spreading the cost of larger purchases, and everything is clearly shown in the app so you know exactly where you stand. I’ve never had any unexpected charges or confusion with statements, which is important with credit products. Like any service, it’s important to stay on top of repayments, but as long as you manage it properly, PayPal Credit does exactly what it’s supposed to do. Reliable, straightforward, and backed by support that actually helps when you need it. Reviewed on: 3rd May 2026

Wenderz Tarn

Have frequentley used Paypal as an option to pay for goods.Pay in three,with no interest applied,as long as you have funds in your bank account is a brilliant service.Paypal credit is is another great way to pay.Customer services are amazing at dealing with any issues you may have with a seller.Very impressed with this service Reviewed on: 3rd May 2026

A quick amd easy app to use.

A quick amd easy app to use. Customer service is excellent! Reviewed on: 3rd May 2026

Ease of use, prompt to respond when seeking solution...

Ease of use, prompt to respond when seeking solution and excellent market strategy Reviewed on: 3rd May 2026

I use PayPal credit quite frequently

I use PayPal credit quite frequently and I use PayPal everyday Reviewed on: 3rd May 2026

So far so good.

So far so good. I have been using this more tan 9 months and enjoying. Reviewed on: 3rd May 2026

I have had a good experience with PayPal no matter w...

I have had a good experience with PayPal no matter what happens I have a problem with my account I wring and they get me help in my problem I never ask them they don't mind what I said as long I have heard my help Reviewed on: 3rd May 2026

Had a great experience with paypal credit

Had a great experience with paypal credit easy to payback user friendly app/website will 100% recommend to use it. Reviewed on: 3rd May 2026

I have found paypal credit very useful as it gives m...

I have found paypal credit very useful as it gives me time to pay without interest Reviewed on: 3rd May 2026

PayPal is best

PayPal is a best service for the online payment. It gives pay in 3 opinion which is really flexible for making purchases. Reviewed on: 3rd May 2026

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