Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50770 reviews)

View other PayPal products

4.91

Based on 50,770 reviews, last reviewed 30th Jun 2025

1839500% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Fast a nd easy to use easy DD repayments. Fast a nd easy to use easy DD repayments. Easy to pay extra Reviewed on: 30th June 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50770)

What more. Can I say.

What more can I say, PayPal offers the best service for you. Reviewed on: 26th May 2025

Likely the best credit service highly recommended

PayPal is the only service that allows me to pay any transaction over £99 in four monthly instalments. This makes it so much easier. also, I was able to obtain the Curve card through them which is linked to my PayPal account and works like a credit card. I have a decent credit limit on it too. I’m so happy with the. Reviewed on: 26th May 2025

Its great as i sometimes cant afford to pay out righ...

Its great as i sometimes cant afford to pay out right so get it on paypal credit then pay bits weekly Reviewed on: 26th May 2025

Very happy with paypal credit.

Very happy with paypal credit. They are there when you need a little bit of support. Reviewed on: 26th May 2025

Great financial service

Great financial service, used many times to buy online and pay in instalments with no interests. Reviewed on: 26th May 2025

Best way to buy

Have used paypal credit a couple of times. I like the pay in 3 instalments interest free for higher price purchases Reviewed on: 26th May 2025

I have been paypal for years and I have not been let...

I have been paypal for years and I have not been let down. Reviewed on: 26th May 2025

Easy app to use & always in touch via email to remin...

Easy app to use & always in touch via email to remind you about payments etc Reviewed on: 26th May 2025

no nonsense communications.

no nonsense communications. what is offered is made available and no quibble over any purchase returns. Reviewed on: 26th May 2025

I am very satisfied with your services!

I am very satisfied with your services! Reviewed on: 26th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Partnership Card
from John Lewis 1.35 from 871 reviews
Classic Extra Card
from Capital One 3.72 from 6 reviews
British Airways Credit Card
from American Express 4.18 from 81 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22271 reviews
Payment Provider
from PayPal 4.92 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub