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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145321 reviews)

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4.73

Based on 145,221 reviews, last reviewed 25th Jun 2026

4338900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145321)

Always easy to understand.

Always easy to understand. Self explanatory functions. Good communication Reviewed on: 13th June 2026

Good customer service.

Good customer service. Credit limit is adjustable which is great for large purchases. Good website. Would definitely recommend. Reviewed on: 13th June 2026

Great service, I use it all the time

Great service, I use it all the time Reviewed on: 13th June 2026

very good always alert and helpful

very good always alert and helpful Reviewed on: 13th June 2026

Very good and helpful for people

Very good and helpful for people Reviewed on: 13th June 2026

Always in hand when needed

Always reliable, easy accessible, gives enough time to return the money, secure and protective service. Reviewed on: 13th June 2026

Positive no complaints works very well

Positive no complaints works very well Reviewed on: 13th June 2026

I use PayPal a lot because it’s easier than using my...

I use PayPal a lot because it’s easier than using my bank for purchases and keeping a track of what I am spending especially on downloads. Reviewed on: 13th June 2026

Not got much to say other than I really find it diff...

Not got much to say other than I really find it difficult to close my PayPal credit, something I no longer want or need Reviewed on: 13th June 2026

Great ways to pay.

PayPal offers security when making transactions, ensuring if things go wrong you can get refunded. It is a flexible way to pay for items either from your bank account, or in 3 payments, split the bill or by credit for larger items, usually 4 months interest free which is wonderful. I would recommend PayPal. Reviewed on: 13th June 2026

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