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PayPal: PayPal Credit reviews

4.91
Based on 50,770 reviews, last reviewed 30th Jun 2025
1839500% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast a nd easy to use easy DD repayments. Fast a nd easy to use easy DD repayments. Easy to pay extra Reviewed on: 30th June 2025
Paul F's avatar
Paul F

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50770)

Simple to use and it's accepted almost everywhere.

5
Simple to use and it's accepted almost everywhere. Reviewed on: 26th May 2025

Very helpful and easy to use.

5
Very helpful and easy to use. I like that it just shows automatically as one ways of purchasing an item Reviewed on: 26th May 2025

Whenever I’ve needed help, PayPal have been very for...

4
Whenever I’ve needed help, PayPal have been very forthcoming and helpful. Sadly it often takes a while to find the route to support. Reviewed on: 26th May 2025

Been using Paypal for years and it only gets better

5
Been using Paypal for years and it only gets better Reviewed on: 26th May 2025

My first choice for paying for goods or services

5
I have been using PayPal for at least 11 years and if there is ever a PayPal option on any consumer purchase site I'm using I will always choose PayPal over the other credit or debit card options. Why? Because if there is a problem with the purchase, supplier or retailer PayPal take immediate action on your behalf to resolve it. I've had to use that service in the past and my issue was resolved within a matter if hours. Also when receiving money I can withdraw it to my bank account and its there in in seconds. Paypal for me is trusted, fast, free, and my first choice to pay for goods, services or transferring / receiving money. Reviewed on: 26th May 2025

Paypal been very handy

5
Paypal has been very handy when I've need to purchase an item or on credit but also having that security from PayPal if there's a issue with my purchase etc is very comforting. Reviewed on: 26th May 2025

A great source for credit.

5
A great source for credit. Easy way to check what is left to pay back. Reviewed on: 26th May 2025

AAA GREAT NO PROBLEMS VERY HANDY

5
AAA GREAT NO PROBLEMS VERY HANDY Reviewed on: 26th May 2025

It's a very simple and easy way to pay for items in...

5
It's a very simple and easy way to pay for items in credit Reviewed on: 26th May 2025

What I like about PayPal L's services.

5
I liked that you had 0% interest credit card for 3 months. You have also always been able to resolve any payment queries I have had over purchases I have made (separate from my credit card with you). Reviewed on: 26th May 2025

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