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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50771 reviews)

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4.91

Based on 50,771 reviews, last reviewed 1st Jul 2025

1839600% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Have used PayPal for many years - normal account and... Have used PayPal for many years - normal account and credit. Always had a good experience Reviewed on: 1st July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50771)

What I like about PayPal L's services.

I liked that you had 0% interest credit card for 3 months. You have also always been able to resolve any payment queries I have had over purchases I have made (separate from my credit card with you). Reviewed on: 26th May 2025

its a good thing when you need some time before payd...

its a good thing when you need some time before payday . Great for those big ticket items. Reviewed on: 26th May 2025

It’s still very nice experience and I hope more in f...

It’s still very nice experience and I hope more in future Reviewed on: 26th May 2025

Easy to use app.

Easy to use app. Funding is great with simple instructions and low interest rates. Reviewed on: 26th May 2025

Great and very convenient.

Great and very convenient. Pay in 3 is useful Reviewed on: 26th May 2025

Amazing experience with PayPal credit recently.

Amazing experience with PayPal credit recently. Gave me peace of mind to be able to pay safely without any interest. Reviewed on: 26th May 2025

Perfect for hobby purchases

I use paypal credit often for big value purchases, I find being able to use my paypal balance to pay my credit balance extremely useful Reviewed on: 26th May 2025

PayPal Credit offers a convenient way to manage larg...

PayPal Credit offers a convenient way to manage larger purchases with flexible payment options. The no-interest promo periods are a great perk if paid on time. PayPal Credit is easy to use and perfect for online purchases. The 0% interest for six months is a great perk if you pay on time—very convenient and reliable. Reviewed on: 26th May 2025

sometimes it just feels like they don't want to help...

sometimes it just feels like they don't want to help Reviewed on: 26th May 2025

Great Servicee. Love to buy with confidence.

Great Services. Love to buy again. Reviewed on: 26th May 2025

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