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PayPal: PayPal Credit reviews

4.90
Based on 100,860 reviews, last reviewed 7th May 2026
2308900% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I'm very happy with PayPal all transactions are so e... I'm very happy with PayPal all transactions are so easy. Reviewed on: 7th May 2026
S Mikolajczyk 's avatar
S Mikolajczyk

Latest lowest rating:

1

I always feel safe while buying with paypal. I always feel safe while buying with paypal. Reviewed on: 7th May 2026
Ann Westgarth 's avatar
Ann Westgarth

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (100860)

Very good experience!

5
Very good experience! Very good way of buy now pay later. Easy to use. Reviewed on: 3rd May 2026

Its service very good, but I don't know why I can't...

5
Its service very good, but I don't know why I can't direct debit my minimum payment Reviewed on: 3rd May 2026

it has always saved me in the greatest poverty

5
it has always saved me in the greatest poverty Reviewed on: 3rd May 2026

Customer service has not been as effective as other...

2
Customer service has not been as effective as other services Reviewed on: 3rd May 2026

Convenient repayments

5
Quite a number of times, I have been able to shop conveniently with PayPal credit card and the 3 installment repayments method. Reviewed on: 3rd May 2026

Easy, fast, reliable

5
It is so easy to use and reminders are helpful not annoying. App is really easy to navigate and doesn',t glitch Reviewed on: 3rd May 2026

Simple to use convenient great way to spread large p...

5
Simple to use convenient great way to spread large purchases over a few months helps with budgeting Reviewed on: 3rd May 2026

I feel very safe when using PayPal and their custome...

5
I feel very safe when using PayPal and their customer services is very accessible and understanding putting you at ease should you have a problem. Reviewed on: 3rd May 2026

Brilliant in every aspect .

5
Brilliant in every aspect . Hassle free shopping . Easy to use .. Reviewed on: 3rd May 2026

I've used PayPal as my go to for years and it has ne...

5
I've used PayPal as my go to for years and it has never disappointed, always offers great rates and payments are instant Reviewed on: 3rd May 2026

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