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PayPal: PayPal Credit reviews

4.73
Based on 145,221 reviews, last reviewed 25th Jun 2026
4338900% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026
Michael Redfearn 's avatar
Michael Redfearn

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145359)

Dobra aplikacja dla wszystkich

5
Nie mam problemu z płaceniem. Łatwa aplikacja. Wszystko zrozumiałe. Jasno opisane wszystkie opcje. Dobre opcje spłaty. Reviewed on: 13th June 2026

Easy and convenient most important secure

5
Easy and convenient most important secure Reviewed on: 13th June 2026

They are very efficient dealing with any issues.

5
They are very efficient dealing with any issues. Reviewed on: 13th June 2026

PayPal always there when I've needed them, everythin...

5
PayPal always there when I've needed them, everything made easy Reviewed on: 13th June 2026

PayPal Credit has allowed me to make larger purchase...

4
PayPal Credit has allowed me to make larger purchases interest free for four months - great for furnishing a new home! Reviewed on: 13th June 2026

never had any problems with pay pal

5
never had any problems with pay pal Reviewed on: 13th June 2026

Secure and Interest Free Payment

5
It gives you the security of purchasing in case of any issues or disputes and allows you to spread the cost interest free. Reviewed on: 13th June 2026

I've used Paypal credit rgulatly since it was intro...

5
I've used Paypal credit regularly since it was introduced and had no issues whatsoever. It's very straightforward to set up and get started while being easy to use as you go Reviewed on: 13th June 2026

Great experience good app easy to use

5
Great experience good app easy to use Reviewed on: 13th June 2026

Very easy to use.

5
Very easy to use. I like to purchase through PayPal. Reviewed on: 13th June 2026

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