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PayPal: PayPal Credit reviews

4.90
Based on 100,917 reviews, last reviewed 7th May 2026
2311450% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant service. Brilliant service. Quick and easy to use, reminders when payments are coming up. Couldn’t be easier! Reviewed on: 7th May 2026
AV 's avatar
AV

Latest lowest rating:

1

I always feel safe while buying with paypal. I always feel safe while buying with paypal. Reviewed on: 7th May 2026
Ann Westgarth 's avatar
Ann Westgarth

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100918)

PayPal isSimply the best

5
I always use my card it's simply simply and I am always on top of my spending live all the notification and my clear mind if all my debited balance and when is my direct debit coming out absolutely in love with PayPal. Reviewed on: 3rd May 2026

Easy, Reliable and safe.

4
Easy, Reliable and safe. I feel safe using PayPal Reviewed on: 3rd May 2026

Reliable and responsible

5
Good communication, choice of payments, reliable Reviewed on: 3rd May 2026

Easy to pay and use

5
Easy to pay and use, option to pay in instalments Reviewed on: 3rd May 2026

I'm using PayPal long time,and don't have any issues...

5
I'm using PayPal long time,and don't have any issues with them Reviewed on: 3rd May 2026

Perfect for the little times you need the help

5
Perfect for the little times you need the help Reviewed on: 3rd May 2026

I have used PayPal credit for a while now and I have...

5
I have used PayPal credit for a while now and I have found it very useful for buying high price items and splitting the cost over time . Have been using for some time now and love it . Reviewed on: 3rd May 2026

The ease of use, security and safety are excellent

5
The ease of use, security and safety are excellent Reviewed on: 3rd May 2026

Good experience very quick and secure

5
Good experience very quick and secure Reviewed on: 3rd May 2026

Safe secure and easy to use but would be helpful to...

5
Safe secure and easy to use but would be helpful to show payment options on the credit card Reviewed on: 3rd May 2026

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