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PayPal: PayPal Credit reviews

4.91
Based on 50,772 reviews, last reviewed 1st Jul 2025
1839700% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

pal credit It was lovely you could shop with no worries. Reviewed on: 1st July 2025
Safina B's avatar
Safina B

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50772)

Great Servicee. Love to buy with confidence.

5
Great Services. Love to buy again. Reviewed on: 26th May 2025

PayPal credit review

5
Very simple to use and attractive due to zero interest rate! Reviewed on: 26th May 2025

It’s fine all the while it’s good.

3
It’s fine all the while it’s good. But when you need help the “policy” is more important than people’s data rights. It is very hard to find someone to talk to, harder to find someone who knows what they are talking about. They also give a wecare email address for support, that has an automated message replying that it isn’t monitored with no follow on email address Reviewed on: 26th May 2025

Good service, good rates,no complaints

4
Good service, good rates,no complaints Reviewed on: 26th May 2025

Always a great experience, no problems and realistic...

5
Always a great experience, no problems and realistic finance. Reviewed on: 26th May 2025

PayPal Credit is very useful...

5
PayPal Credit is very useful when cashflow is difficult. Reviewed on: 26th May 2025

Use it for 90% of my online purchases

5
Use it for 90% of my online purchases Reviewed on: 26th May 2025

Good, clear information at all times

5
I have never had an issue that has not been resolved quickly or slowly due to more information was required to resolve the issue. I know before purchasing if I can Pay in 3. A very helpful tool and a way to cover myself if an issue arises after purchase Reviewed on: 26th May 2025

It does what it says on the tin easy to use accessab...

5
It does what it says on the tin easy to use accessable, bit of a technophobe but so easy to use Reviewed on: 26th May 2025

Easy to use and clearly explained

5
Easy to use and clearly explained Reviewed on: 26th May 2025

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