Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101010 reviews)

View other PayPal products

4.90

Based on 101,010 reviews, last reviewed 7th May 2026

2315750% increase in 5 star reviews

in the past 90 days

6750% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very easy to use and enjoy the extra security. Very easy to use and enjoy the extra security. Reviewed on: 7th May 2026

Latest lowest rating:

1

I always feel safe while buying with paypal. I always feel safe while buying with paypal. Reviewed on: 7th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (101010)

My paypal experience

Having paypal. Have made me feel more secure with paying online and safety of adding my debit and credit cards to it. Credit offers af pay 3 money allocation had help me planning holiday. The only thing witch has couse me a problem is when adding money!! to my PayPal account. It sometimes will not work !! Overall great experience Reviewed on: 3rd May 2026

Great addition to the credit market

Have been using PayPal credit for several years now & have been really impressed by the ease of use and regular updates. A great addition to the credit market Reviewed on: 3rd May 2026

Always use Paypal to pay for things as it gives me c...

Always use Paypal to pay for things as it gives me confidence that it's legit and I'm not being ripped off Reviewed on: 3rd May 2026

Great and simple to use

Any issues I’ve had it’s always been easy to sort out. That being said issues are few and far between, been a pleasant time with them. Been with PayPal well over 5 years now and the credit system has never let me down Reviewed on: 3rd May 2026

I find using PayPal, efficient and safe.

I find using PayPal, efficient and safe. Allowing you to have the things you want or need in an affordable and sensible way. Also the security in knowing that everything is protected, gives me reassurance. Reviewed on: 3rd May 2026

Simple and easy to use.

Simple and easy to use. I’ve never had a reason to use customer service which is why my eating was neutral. The only thing that would improve things for me is when I make a payment on my account it doesn’t show up straight away. It takes a day or two to come out of my account and then show in my balance. Reviewed on: 3rd May 2026

Easy to access ,reliable and most useful

Easy to access ,reliable and most useful Reviewed on: 3rd May 2026

easy to use and multiple ways to pay.

easy to use and multiple ways to pay..love it Reviewed on: 3rd May 2026

Never an issue

Never an issue when paying with PayPal, always protected Reviewed on: 3rd May 2026

Been PayPal for over 20 years very helpful to pay ea...

Been PayPal for over 20 years very helpful to pay each month or over 3 months Reviewed on: 3rd May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews
Loan
from Snap Finance 4.90 from 369 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 47587 reviews
Payments
from PayPal 4.91 from 3708 reviews
Credit card
from PayPal 4.90 from 80 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub