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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145374 reviews)

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4.73

Based on 145,221 reviews, last reviewed 25th Jun 2026

4338900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145374)

never had any problems with pay pal

never had any problems with pay pal Reviewed on: 13th June 2026

Secure and Interest Free Payment

It gives you the security of purchasing in case of any issues or disputes and allows you to spread the cost interest free. Reviewed on: 13th June 2026

I've used Paypal credit rgulatly since it was intro...

I've used Paypal credit regularly since it was introduced and had no issues whatsoever. It's very straightforward to set up and get started while being easy to use as you go Reviewed on: 13th June 2026

Great experience good app easy to use

Great experience good app easy to use Reviewed on: 13th June 2026

Very easy to use.

Very easy to use. I like to purchase through PayPal. Reviewed on: 13th June 2026

Average Experience with PayPal Credit Card

The PayPal Credit Card offers a decent overall experience with average benefits and features. Customer service is adequately responsive and the terms are reasonably clear. While the card has some limitations, it serves basic payment purposes effectively. Reviewed on: 13th June 2026

PayPal is easy to use, secure & great value

PayPal is easy to use, secure and gives great deals on credit Reviewed on: 13th June 2026

Great way to pay for things online...

Great line of credit gives you 4 months interest free if you pay it off with in the 4 months easy to use and to keep track of your sp Reviewed on: 13th June 2026

Easy to pay never have a problem

Easy to pay never have a problem Reviewed on: 13th June 2026

i have used paypal credit a few times, i have found...

i have used paypal credit a few times, i have found it very handly easier especially when i did not have cash immediately Reviewed on: 13th June 2026

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