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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

98% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

PayPal and PayPal credit - Excellent

PayPal and PayPal credit are great facilities, I find them extremely useful when purchasing online. If I have ever had a parcel go missing etc PayPal has sorted it out and provided me with a refund. Reviewed on: 27th May 2025

I have never had a problem

I have never had a problem with PayPal I prefer to use it because I know I can trust them if anything goes wrong with people I'm dealing with Reviewed on: 27th May 2025

It's a very easy service to use.

It's a very easy service to use. Staff are always so helpful if you do encounter a problem and its reassuring to know to have extra extra help with online putchases Reviewed on: 27th May 2025

Very reliable banking system

PayPal has helped me resolve all the problems with sellers and buyers alike throughout the years I’ve been a customer with! Reviewed on: 27th May 2025

I absolutely adore the flexibility that I have with...

I absolutely adore the flexibility that I have with PayPal such as pay in 3 and the fact that you can use PayPal credit Reviewed on: 27th May 2025

If Carlsberg did financial products!

If Carlsberg did financial products! Reviewed on: 27th May 2025

Always use PayPal when I can.

Always use PayPal when I can. I like the flexibility of the PayPal credit, the ease of use and the safety of knowing they can help with issues. I feel safe using PayPal. Reviewed on: 27th May 2025

Very easy to do everything you need using the app (j...

Very easy to do everything you need using the app (just as well as getting hold of a human being at PayPal is nigh on impossible) and is accepted at a good range of online stores. The four-month interest free credit on purchases over £100 is great. Reviewed on: 27th May 2025

PayPal credit

Love using PayPal credit it is very helpful and there is no interest if you pay on time which is quite a wide time frame Reviewed on: 27th May 2025

Excellent service all round

PayPal is always a great option when paying. I always feel safe when using it with new places and never had an issue when iv needed assistance Reviewed on: 27th May 2025

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