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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,238 reviews, last reviewed 21st Jun 2026
4294050% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good service. Really good service. Fast possibility to make shopping and what you need. Reviewed on: 21st June 2026
Aniela P's avatar
Aniela P

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (144238)

Great experience with paypal.

5
Great experience with paypal. Never any issues Reviewed on: 12th June 2026
LWa's avatar
LWa

PayPal player

5
Brilliant service quick and efficient hassle free Reviewed on: 12th June 2026
Graham crowe's avatar
Graham crowe

Easy seamless process.

5
Easy seamless process. Easy process to pay, apply for credit and lots of security for peace of mind Reviewed on: 12th June 2026
Sarah M's avatar
Sarah M

PayPal is an excellent service

5
PayPal is easy to use and gives clarity on statements so you can see exactly what you have spent and what you need to pay each month Reviewed on: 12th June 2026
Aaran Bruce's avatar
Aaran Bruce

Brilliant way to build and finance credit

5
Brilliant way to build and finance credit Reviewed on: 12th June 2026
Kate's avatar
Kate

Great experience!

5
Excellent customer service,very easy to apply,great communication. Reviewed on: 12th June 2026
Harry Tsitouridis 's avatar
Harry Tsitouridis

It's saved me more than once

5
I've used PayPal Credit for years now, and it's one of those things I'm quietly grateful for. As a solo parent, life can be unpredictable and the budget doesn't always stretch. When my washing machine broke down out of nowhere, PayPal Credit meant I could just take care of it and move on, no drama. It's easy, it's already built into the stuff I'm buying anyway, and it's there when I need a little breathing room. No hassle, no hoops to jump through. For me that's exactly what I want from something like this, it just quietly does its job. Reviewed on: 12th June 2026
Mariel Metcalfe's avatar
Mariel Metcalfe

PayPal is the most efficient check out system

5
PayPal has always been a quicker & easier way to check out when shopping online . Having the ability to press the PayPal button makes online purchases a lot easier . The PayPal credit system as well provides a great service to pay things up over couple of months .. I would recommend paying by PayPal over credit cards every time . Reviewed on: 12th June 2026
J . Edwards 's avatar
J . Edwards

Great App to manage your spending

5
Never had an issue paying with PayPal, and the credit facility is convenient due to every retailer accepting it as a payment option. The App also makes managing purchases simple and gives great oversite to what you are spending along with straight forward options to pay early. Reviewed on: 12th June 2026
Lee Hodges's avatar
Lee Hodges

Fantastic, no issues at all.

5
Fantastic, no issues at all. Makes paying for things very straight forward Reviewed on: 12th June 2026
KD 's avatar
KD

Review PayPal: PayPal Credit now

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