Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (93728 reviews)

View other PayPal products

4.90

Based on 93,728 reviews, last reviewed 4th May 2026

1980550% increase in 5 star reviews

in the past 90 days

5750% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

PayPal credit is convenient and allows me to split l... PayPal credit is convenient and allows me to split large item payments Reviewed on: 4th May 2026

Latest lowest rating:

2

It’s poor payment options It’s poor payment options need to improve better payment management system to pay easy ways Reviewed on: 4th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (93728)

Very good and reliable,and very secure

Very good and reliable,and very secure Reviewed on: 26th April 2026

A great taste of freedom, like the wind in my face o...

A great taste of freedom, like the wind in my face on a sunny day in a portal world Reviewed on: 26th April 2026

I have had an excellent experience using PayPal Credit.

I have had an excellent experience using PayPal Credit. The service is straightforward, reliable and very convenient when making purchases. The payment options are clear, and it is easy to manage everything through my PayPal account. I have found the process smooth and secure, with helpful updates and clear information about payments. Overall, PayPal Credit has been a very useful and trustworthy service, and I would happily recommend it to others. Reviewed on: 26th April 2026

PayPal 0% interest over 4 months is an amazing custo...

PayPal 0% interest over 4 months is an amazing customer benefit. Reviewed on: 26th April 2026

Great, good customer service and faster payments.

Great, good customer service and faster payments. Reviewed on: 26th April 2026

Easy to use and manage and good service

Easy to use and manage and good service Reviewed on: 26th April 2026

Great service, and friendly customer service

Great service, and friendly customer service Reviewed on: 26th April 2026

Just happy with the results and service

Just happy with the results and service Reviewed on: 26th April 2026

Good experience every time I use PayPal

Good experience every time I use PayPal Reviewed on: 26th April 2026

Convenient and safe

Very convenient way to pay for goods with new services being added all the time. Reviewed on: 26th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 4.37 from 27 reviews
Better Off Calculator
from Policy in Practice 4.78 from 491 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 42665 reviews
Payments
from PayPal 4.91 from 3691 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub