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PayPal: PayPal Credit reviews

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4.90
Based on 93,711 reviews, last reviewed 4th May 2026
1979950% increase in 5 star reviews
in the past 90 days
5750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Spreading the cost Great access to loans when you need to spread the cost. Reviewed on: 4th May 2026
Michael Morris's avatar
Michael Morris

Latest lowest rating:

1

Paypal credit causes more debt and change t&cs They change the agreement and make it so difficult to pay off the balance. They charge more and more interest every month and offer no fixed pay off o... Read more Reviewed on: 4th May 2026
DL's avatar
DL
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (93711)

Just happy with the results and service

5
Just happy with the results and service Reviewed on: 26th April 2026
Morpheus 's avatar
Morpheus

Good experience every time I use PayPal

5
Good experience every time I use PayPal Reviewed on: 26th April 2026
Morayo's avatar
Morayo

Convenient and safe

5
Very convenient way to pay for goods with new services being added all the time. Reviewed on: 26th April 2026
James G's avatar
James G

Great value credit especially the pay in 3 if you ca...

5
Great value credit especially the pay in 3 if you can't afford the outright payment I used it regularly and spread the costs. Reviewed on: 26th April 2026
Gary B's avatar
Gary B

I use PayPal credit for most purchases online.

5
I use PayPal credit for most purchases online. I get piece of mind and payment protection, a big load of my mind when dealing with online shopping. Reviewed on: 26th April 2026
Ian 's avatar
Ian

Fast, easy, simple, everything in one place.

5
Fast, easy, simple, everything in one place. I love the access to all my info and pin but also the security of it. It's laid out so clearly and having the physical and non physical card is brilliant. It's so much easier than any other credit cards I've used before and now Paypal is the only things I use for online, credit, debit etc. The card arrived really quickly and it was all do easy to set up. I have it on my phone and with face ID as well. It's great. Reviewed on: 26th April 2026
KC R's avatar
KC R

always been happy with service

5
always been happy with service and easy to use app Reviewed on: 26th April 2026
george a's avatar
george a

Paypal is my pal!

5
Paypal is easy to use amd offers easy ways to pay Reviewed on: 26th April 2026
Ellie J's avatar
Ellie J

Easy access

5
Easy access to credit . Good options for finance Reviewed on: 26th April 2026
Tomasz J's avatar
Tomasz J

Very good excellent love it will recommend

5
Very good excellent love it will recommend Reviewed on: 26th April 2026
Keith p's avatar
Keith p

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