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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 29th Oct 2025
99% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025
Kyaw Lay's avatar
Kyaw Lay

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025
Maud 's avatar
Maud

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

I have had a great experience each time I’ve used Pa...

5
I have had a great experience each time I’ve used PayPal. I feel safer using PayPal for some of my purchases. It’s great to have different payment options such as pay-in-3 and PayPal credit. The process is simple and I highly recommend using their services. Reviewed on: 27th May 2025

Efficient service, easy to use and reliable

5
Efficient service, easy to use and reliable Reviewed on: 27th May 2025

The best app I use for everything

5
The best app I use for everything Reviewed on: 27th May 2025

Being a Paypal credit customer is more convenient to...

5
Being a Paypal credit customer is more convenient to use or pay at online shopping, sending money and receiving payments. The user interface is simple, and transactions are generally fast and secure. There are many other benefits available with Paypal credit. Reviewed on: 27th May 2025

Never had an issue

5
PayPal credit so easy and small payments needed each month Reviewed on: 27th May 2025

Great Additional Service

5
Easy to access and use. Great to have this option in addition to Paypal account ! Reviewed on: 27th May 2025

I think is helpful to have a pay pal

5
I think is helpful to have a pay pal Reviewed on: 27th May 2025

Flawless and quick to make application.

5
Flawless and quick to make application. Rate of interest is entirely reasonable. Reviewed on: 27th May 2025

Ease of use

4
PayPal credit gives the flexibility and security in making payments online. Everything I have had an issue, it had been resolved efficiently. Reviewed on: 27th May 2025

Great company

5
Great company to do business with Reviewed on: 27th May 2025

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