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PayPal: PayPal Credit reviews

4.91
Based on 50,654 reviews, last reviewed 13th Jun 2025
1828600% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

always easy to use Flexible ways of paying back always easy to use Flexible ways of paying back Reviewed on: 13th June 2025
Magda's avatar
Magda

Latest lowest rating:

1

Strangely close people accounts any reason Strangely close people accounts without any reason Reviewed on: 12th June 2025
Saurabh A's avatar
Saurabh A

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50654)

A Great Credit Provider

5
I appreciate the 4 months' interest free period on purchases over £100. The website is easy to use and there are always reminders to make payments each month. The credit limit is generous and I like that you can use PayPal Credit on so many sites now. Reviewed on: 26th May 2025

Fantastic

5
Great experience to apply and use my paypal Reviewed on: 26th May 2025

Customer service

5
Quick customer service response. Shame the credit can only be used on certain websites and that it doesnt have a physical card either. Reviewed on: 26th May 2025

Good service but customer service has been poor lately

4
Good service but customer service has been poor lately Reviewed on: 26th May 2025

Paid my online order through PayPal and it was easy...

5
Paid my online order through PayPal and it was easy Reviewed on: 26th May 2025

Makes purchases easy and affordable

5
Makes purchases easy and affordable Reviewed on: 26th May 2025

Always enjoyed using paypal, trouble free for years

5
Always enjoyed using paypal, trouble free for years Reviewed on: 26th May 2025

Hello my name is Dmytro,so I would be happy to share...

5
Hello my name is Dmytro,so I would be happy to share my experience with PayPal .I want to say that it is amazing service and never have problems with paying or transaction.And when PayPal was turned on new option”pay by 3 “ every month I was glad to see that because it is very comfortable ,My salary ends off the month and I can order something when new months start and I don’t worry about payment. I using ClearPay is well but payment on ClearPay every two weeks and it’s not compatible because I must be sure that I got more money in my debit card So Thank you PayPal for your big job and help people.I’m believe you will have amazing rewards in the future.keep going like that best service Regards Dmytro Reviewed on: 26th May 2025

Always very positive and helpful

5
Always very positive and helpful Reviewed on: 26th May 2025

Ideal for managing expenses over time.

5
Ideal for managing expenses over time. I would strongly recommend Paypal Credit for funding your family trip Reviewed on: 26th May 2025

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