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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,187 reviews, last reviewed 21st Jun 2026
4291750% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good way to get managed spending works well for me to spread costs a little with while avoiding interest Reviewed on: 21st June 2026
Sarah C's avatar
Sarah C

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (144187)

nice and easy

4
Always simple and easy to understand Reviewed on: 12th June 2026
George Thorne's avatar
George Thorne

Interest is high but was a needs must

4
Interest is high. I was very short on money and this was the only option to get a foodshop for me and my two children who were under 4 after there dad walked out. Reviewed on: 12th June 2026
Paige c's avatar
Paige c

Fantastic experience so far.

5
Fantastic experience so far. Especially the pay in three credit Reviewed on: 12th June 2026
Sulaimon A's avatar
Sulaimon A

I'm loving the pay 3 option to spread the cost.

5
I used the pay 3 option to spread the cost of my trip north to see my mum. It's helping me to take advantage of cheaper advanced train bookings and spreading the cost so it will be paid for before I go. Reviewed on: 12th June 2026
roger moore's avatar
roger moore

PayPal gives me confidence to shop online .

5
PayPal gives me confidence to shop online . It’s convenient and the safety of using PayPal for things like Facebook market place is fantastic. Reviewed on: 12th June 2026
David Bashford's avatar
David Bashford

I really enjoy using paypal, it makes it so easy to...

4
I really enjoy using paypal, it makes it so easy to buy online. Plus I am protected. Reviewed on: 12th June 2026
Elena C's avatar
Elena C

Paypal is a very reliable payment platform

5
Reliable payment platform and usually my go to. Reviewed on: 12th June 2026
Tunde Balogun's avatar
Tunde Balogun

PayPal credit is brilliant

5
Ive been using paypal credit for a little while and I absolutely love the ease and convenience of it. The 0% over 4 month is brilliant for big purchase as it makes the payment easier to afford and manage. I use it for most things and its my first choice for payment Reviewed on: 12th June 2026
Elisha H's avatar
Elisha H

New pizza oven

5
So easy and secure to use new pizza oven on the way Reviewed on: 12th June 2026
GG's avatar
GG

PayPal Credit is a really helpful facility.

5
PayPal Credit is a really helpful facility allowing me to spread the payments out of larger of unexpected expenditure. There are purchases I have made that I wouldn’t have otherwise gone ahead with if I didn’t have access to PayPal credit. It’s easy to see where you are with your payments at any time, you can schedule your payments or pay off the full balance with ease and convenience. PayPal Credit is a service that I really value and would recommend to others. Reviewed on: 12th June 2026
Claire D's avatar
Claire D

Review PayPal: PayPal Credit now

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