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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144142 reviews)

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4.73

Based on 144,142 reviews, last reviewed 21st Jun 2026

4289700% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So easy to use Great Service and so easy to use from r many things. I would recommend to anyone and all the family use it. Reviewed on: 21st June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144142)

great and easy to use for a pay in three method

great and easy to use for a pay in three. Reviewed on: 12th June 2026

Very straight forward and easy to set up.

Very straight forward and easy to set up. I didn’t even know I could get credit and pay in 4 months Reviewed on: 12th June 2026

Amazing 100% off the time

I’ve never had a bad experience with PayPal, always easy to use and understand. I would highly recommend to everyone and anyone. Reviewed on: 12th June 2026

Super easy, no fuss.

Super easy, no fuss. Application was straightforward and available to use super fast. When making online purchases option comes up and when submitting payments it alerts goes in priority of zero interest purchases to benefit me, the customer. Reviewed on: 12th June 2026

Got PayPal credit, it’s very easy to use and reasona...

Got PayPal credit, it’s very easy to use and reasonable. Normal PayPal activities are a very good service as well. Reviewed on: 12th June 2026

Easy platform to use as a user.

Easy platform to use as a user. Clear and helpful pages if help is required Reviewed on: 12th June 2026

Convenience to my Budget

I have been using Paypal for more than a decade and used various services like Paypal credit & pay in 3. Its fantastic and very convenient while managing my budget as I want. Reviewed on: 12th June 2026

It's good app than that of other because international

It's good app than that of other because international Reviewed on: 12th June 2026

Better then some credit companies

The application process is easy and it's clear to see how much of a balance is left. Additionally, some purchases quality for 0% interest for a few months. Also they have a PayPal+ where you earn points on purchases Reviewed on: 12th June 2026

Used PayPal for a long time and they’ve always been...

Used PayPal for a long time and they’ve always been very good and easy to manage Reviewed on: 12th June 2026

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