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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

97% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Flexible nd friendly ways to pay.

I have been using PayPal for a while and they are efficient, have different options of service including payment ones that help the customers in different ways. My favourite innovative way to pay is PayPal in three. It gives me the opportunity to difer the payment in three monthly payments with No interest at all. For people like me that have money limitations is a great way of getting things without incurring in expensive interest charges. Reviewed on: 27th May 2025

First class service

It’s so simple to use. It offers protection and helps to resolve purchase issues. it is great for offering a one stop shop for payment, whether credit or multiple bank cards and it’s so straightforward to transfer money to friends, family Reviewed on: 27th May 2025

Pay pal is the safest way to pay.

Pay pal is the safest way to pay. Reviewed on: 27th May 2025

Flexible, Easy to Use, and Great Customer Service

PayPal Credit has been super convenient for me. It’s easy to use, especially for bigger purchases when I want to spread out payments without the stress. The no-interest offers (if paid in full within the promo period) are a nice bonus, and everything links smoothly with my PayPal account. Their customer service has also been really solid—quick to respond and helpful whenever I’ve had a question. Definitely a great option when I need a little flexibility. Reviewed on: 27th May 2025

Never had any issues with PayPal!

Never had any issues with PayPal! Reviewed on: 27th May 2025

Great service, no complaints and easy to manage on t...

Great service, no complaints and easy to manage on the app. Reviewed on: 27th May 2025

PayPal Credit is a safe, trustworthy and helpful len...

PayPal Credit is a safe, trustworthy and helpful lender. It makes paying for things over time so easy. I always get notification emails telling me when a payment is due to come out, and also telling me how much there is left to pay. I can also see all details of purchases in the PayPal app. The other brilliant advantage is the 3 months free interest if it is paid off within those 3 months. I’d definitely highly recommend it to anyone! Reviewed on: 27th May 2025

When buying on PayPal I feel more secure has it has...

When buying on PayPal I feel more secure has it has buyer protection meaning I know of something was to have I feel more comfortable. Reviewed on: 27th May 2025

PayPal Credit is accepted by a wide range of vendors

PayPal Credit being so widely accepted has helped me spread the cost at a wide variety of vendors. Access to a comparably smaller credit limit than on my traditional credit cards makes monitoring and controlling my large online spends much easier. Reviewed on: 27th May 2025

Great service.

Great service. free service to send money, hard to complain - it works as expected Reviewed on: 27th May 2025

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