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PayPal: PayPal Credit reviews

4.90
Based on 93,684 reviews, last reviewed 3rd May 2026
1978750% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good start. Good start. U even benefit using either debit or credit card Reviewed on: 3rd May 2026
E R's avatar
E R

Latest lowest rating:

2

I am extremely disappointed with how PayPal handled... I am extremely disappointed with how PayPal handled my dispute regarding this transaction. Despite providing evidence that the accommodation was not f... Read more Reviewed on: 3rd May 2026
Feiruz A's avatar
Feiruz A

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (93684)

Really good and helpful app, easy to use too.

5
Really good and helpful app, easy to use too. Would recommend to anyone. Reviewed on: 26th April 2026

If I’ve ever needed to buy something safely or sprea...

5
If I’ve ever needed to buy something safely or spread over a few months they’ve helped me do it. Cracking service Reviewed on: 26th April 2026

SGEasy to use and very secured.

5
Easy to use and very secured. Security top notch. Reviewed on: 26th April 2026

I've had no problem at all having PayPal onside.

5
I've had no problem at all having PayPal onside. Reviewed on: 26th April 2026

Great for short notice payments

5
I find using PayPal credit very useful for those short notice items that occur between paydays. Easy to keep track of what you’re spending and easy to make payments via the app. Reviewed on: 26th April 2026

Very efficient and easy to have problems resolved

5
Very efficient and easy to have problems resolved Reviewed on: 26th April 2026

PayPal is the bomb.

5
PayPal is the bomb.. great service and cheeky perks…. Love my PayPal account x Reviewed on: 26th April 2026

Absolutely fantastic service from start to finish, v...

5
Absolutely fantastic service from start to finish, very helpful & friendly staff Reviewed on: 26th April 2026

I have had PayPal for a very long time and has alway...

5
I have had PayPal for a very long time and has always been easy to use. Reviewed on: 26th April 2026

PayPal is convenient and easy to use.

5
PayPal is convenient and easy to use. I enjoy how safe I feel using Paypal/credit. Even easy for older, less tech savvy people. The app is easy to install and use and the interest rate is reasonable. Makes life easier. Reviewed on: 26th April 2026

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