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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 29th Oct 2025
96% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025
Kyaw Lay's avatar
Kyaw Lay

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025
Maud 's avatar
Maud

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

Easy and Flexible Way to Finance Purchases

5
PayPal Credit has been a great way to manage bigger purchases with ease. The 0% interest for 4 months is a fantastic feature, and everything works smoothly through my PayPal account." Reviewed on: 27th May 2025

Good trust-able system they run, full of confidence...

5
Good trust-able system they run, full of confidence and trust worthy operation. with good options.including pay in three, if your budget is stretched. Reviewed on: 27th May 2025

Easy to use and manage online via app.

5
Easy to use and manage online via app. Reviewed on: 27th May 2025

The offer of 0% interest over 4 months has been a fa...

5
The offer of 0% interest over 4 months has been a fantastic offer and has helped me more than once in the past Reviewed on: 27th May 2025

Very helpful staff good communication and customer s...

5
Very helpful staff good communication and customer service overall is excellent. Reviewed on: 27th May 2025

Provides excellent value for money

5
Easy to use and such a secured app to use for payments Reviewed on: 27th May 2025

Perfect experience

5
Perfect experience, does everything you could ask of it, upfront about costs, attempts to keep you on track Reviewed on: 27th May 2025

Peace of mind, fully protected.

5
What's there too tell, they do everything right. Trustworthy. Reviewed on: 27th May 2025

Good service provider help me to get what I need no...

5
Good service provider help me to get what I need no stress good customer care support if something went wrong and chat with them I received 100% replied thanks for your patience and service Reviewed on: 27th May 2025

PayPal credit is a life saver for me when I ran out...

5
PayPal credit is a life saver for me when I ran out of cash and needed to buy or pay for something very important. Reviewed on: 27th May 2025

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