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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,097 reviews, last reviewed 21st Jun 2026
4287650% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

4 Month No Interest Been using for a while and the 4 month no interest on purchases above £90 is great. Reviewed on: 21st June 2026
Claudia L's avatar
Claudia L

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (144097)

Excellent service shopping

5
Excellent service.Buy what you want Reviewed on: 12th June 2026
Sergejs S's avatar
Sergejs S

love my paypal credit

5
I have had paypal credit for a few years and have had no problems. If I have a query a quick to I must say a very helpful and friendly advisor. They explain everything I need to know. Have helped with refunds from difficult sellers. I told my daughter about paypal credit. Now she uses it and is very happy. I can buy concert tickets without having to save up for them and miss the deadline. And if you pay in each month. You don't get high interest . I would give them a 100% Reviewed on: 12th June 2026
Penny Hummerston's avatar
Penny Hummerston

I have been with PayPal for many years.

5
I have been with PayPal for many years.and still use PayPal for transactions to my account and to buy stuff on eBay.i have always received help with previous problems iv had with sellers and you have always solved any problems iv had,very happy with your service. Reviewed on: 12th June 2026
Patricia 's avatar
Patricia

PayPal credit, an essential tool for modern day life..

5
It's been a fantastic experience using my PayPal credit for online purchases Reviewed on: 12th June 2026
Ola A's avatar
Ola A

Brilliant service

5
Brilliant service without fault, always supportive Customers service efficient and friendly, solving any issue that has risen in the past. Reviewed on: 12th June 2026
Ele's avatar
Ele

Never had any issues, good at response and good service

5
Never had any issues, good at response and good service Reviewed on: 12th June 2026
courtney's avatar
courtney

No problem.,recommend..

5
Wery happy... Recommending fo ol my friends and family members. Reviewed on: 12th June 2026
Osvaldas P's avatar
Osvaldas P

Great convenience, Flexible cash.

5
Great convenience flexible cash. Love using PayPal it’s also safe and secure peace of mind for purchasing goods online Reviewed on: 12th June 2026
Christopher W's avatar
Christopher W

It offers flexibility in the payments

5
It offers flexibility in the payments Reviewed on: 12th June 2026
Keith G's avatar
Keith G

Very good service.

5
Very good service. Realy easy to use , always fast and comfortable Reviewed on: 12th June 2026
Ion's avatar
Ion

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