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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 93,578 reviews, last reviewed 3rd May 2026
1973900% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Been with PayPal for years now and I love it Been with PayPal for years now and I love it Reviewed on: 3rd May 2026
Anonymous's avatar
Anonymous

Latest lowest rating:

1

the calming bed company When I had problem with the calming bed company PayPal sorted it so quickly Reviewed on: 3rd May 2026
Belinda f's avatar
Belinda f
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (93578)

Convenient, but with higher interest rates

5
PayPal Credit is easy and convenient to use, especially for online purchases. I like the option to pay in installments. However, the interest rates are higher compared to other similar services, which is important to keep in mind. Reviewed on: 26th April 2026
Gergana D's avatar
Gergana D

Good way to pay worldwide recognized.

1
Good way to pay worldwide recognized... brilliant Reviewed on: 26th April 2026
Tony R's avatar
Tony R

Great experience with Pay pal- they have helped me o...

5
Great experience with Pay pal- they have helped me out so many times and the rewards system is great Reviewed on: 26th April 2026
Callum P's avatar
Callum P

Easy to use with clear information

5
Easy to use with clear information Reviewed on: 26th April 2026
Sarah thomas's avatar
Sarah thomas

. Ulta convenient

5
Haven't used their customer service but everything thing else I'm pretty happy with. Reviewed on: 26th April 2026
John Lenns's avatar
John Lenns

Excellent service, great experience

5
Excellent service, great experience Reviewed on: 26th April 2026
Stewart Curtis's avatar
Stewart Curtis

PayPal is an incredible service offering great flexi...

5
PayPal is an incredible service offering great flexibility on credit but also seamless for rewards, and managing my spending. I'd definitely recommend it to others. Reviewed on: 26th April 2026
Chris's avatar
Chris

Safe with PayPal used it for years secure payment sy...

5
Safe with PayPal used it for years secure payment system Reviewed on: 26th April 2026
Geoff Harrison's avatar
Geoff Harrison

Great way to manage finances

5
Helps to manage finances to best effect month on month Reviewed on: 26th April 2026
Cheryl B's avatar
Cheryl B

Pay pal is extremely quick and helpful when purchasi...

5
Pay pal is extremely quick and helpful when purchasing items Reviewed on: 26th April 2026
Donna S's avatar
Donna S

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