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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

96% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Bad but useful to have.

The customer service is very vague and inflexible when it comes to solving problems. They don’t really champion the interests of their customers. Reviewed on: 27th May 2025

No interest and awesome Pay in 3 purchases.

They charge zero fees for the first 4 months and the pay in 3 is awesome. I particularly use the pay in 3 for most purchases because it helps me spread the cost and there’s no interest added in it. Reviewed on: 27th May 2025

PayPal credit is really useful to spread payments ov...

PayPal credit is really useful to spread payments over a couple of months so you buy now instead of waiting until you save up Reviewed on: 27th May 2025

fabulous, safe service

paypal delivers a fabulous service that is safe and easy to use. You have the peace of mind that your information is safe during transactions Reviewed on: 27th May 2025

Great experience!

My experience has been great with the PayPal app. Reviewed on: 27th May 2025

Easy to use.

Easy to use. No extra charges on instalments for a couple of months. Accepted in all online shops Reviewed on: 27th May 2025

Brilliant service and always reliable

Brilliant service and always reliable Reviewed on: 27th May 2025

Continent, easy, needs some tweaks

I like PayPal credit for the ease but the statements and pending transactions should be updated more in realtime, interest isnr bad but I only use it for short term borrowing Reviewed on: 27th May 2025

Customer service

Always willing to help find a solution!! Reviewed on: 27th May 2025

PayPal is very easy to use and extremely reliable.

PayPal is very easy to use and extremely reliable. I’ve never had a problem with it, and it’s always convenient for making payments or sending money. Definitely a trustworthy service that I’d recommend! Reviewed on: 27th May 2025

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