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PayPal: PayPal Credit reviews

4.73
Based on 144,047 reviews, last reviewed 21st Jun 2026
4285250% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PAYPAL ACCOUNT Great for payments online good for getting to spread out payment. Reviewed on: 21st June 2026
nicola 's avatar
nicola

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144047)

Easy to apply and to get approved.

5
Easy to apply and to get approved. Al sorted in matter of seconds Reviewed on: 12th June 2026

What's not to like??

5
Easy to use, clear terms and conditions, great for spreading cost of expensive items over 4 months without paying any interest! Reviewed on: 12th June 2026

Easy to use and super convenient

5
Easy to use and super convenient Reviewed on: 12th June 2026

Paypal makes payments online easier and secure.

5
Paypal makes payments online easier and secure. If two sites offered the same product/service, and one offers paypal payments and the other doesn't, I always choose the one supporting paypal. Reviewed on: 12th June 2026

I love the pay in 4, especially for bigger purchases...

5
I love the pay in 4, especially for bigger purchases that are a suprise Reviewed on: 12th June 2026

PayPal is always quick and secure to make payments.

5
PayPal is always quick and secure to make payments. Reviewed on: 12th June 2026

Good Service.

4
Have helped to retrieve money from fraudulent retailer. Reviewed on: 12th June 2026

Easy to use and multiple options available to use

5
Easy to use and multiple options available to use Reviewed on: 12th June 2026

Pleased with

5
Nice and easy process recommended Reviewed on: 12th June 2026

Had issues before with payments and they are sorted...

5
Had issues before with payments and they are sorted quickly and efficiently Reviewed on: 12th June 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review