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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 19th Jul 2025

921150% increase in 5 star reviews

in the past 90 days

1100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy payment on pretty much every sitr Easy payment on pretty much every sitr Reviewed on: 19th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

Lovely easy to use and very neat

Lovely easy to use and very neat Reviewed on: 27th May 2025

Excellent work

PayPal credit very usefull is my life I can online shopping anywhere Reviewed on: 27th May 2025

I’ve been using PayPal for several years and I’m ver...

I’ve been using PayPal for several years and I’m very satisfied. Payments are fast and secure, and most online stores accept it as a payment method. One of the biggest advantages is the Buyer Protection – it works really well in case of disputes or issues with sellers. The app is user-friendly and easy to navigate. The only downside might be the relatively high fees for currency conversion or international transfers, but overall, it's a very convenient tool for online payments. Reviewed on: 27th May 2025

PayPal user for 19 years and counting.

I have been using PayPal for 19 years and PayPal credit really helped when I needed it most. Reviewed on: 27th May 2025

Good experience

I like pay by 3 payments options the most Reviewed on: 27th May 2025

Bad but useful to have.

The customer service is very vague and inflexible when it comes to solving problems. They don’t really champion the interests of their customers. Reviewed on: 27th May 2025

No interest and awesome Pay in 3 purchases.

They charge zero fees for the first 4 months and the pay in 3 is awesome. I particularly use the pay in 3 for most purchases because it helps me spread the cost and there’s no interest added in it. Reviewed on: 27th May 2025

PayPal credit is really useful to spread payments ov...

PayPal credit is really useful to spread payments over a couple of months so you buy now instead of waiting until you save up Reviewed on: 27th May 2025

fabulous, safe service

paypal delivers a fabulous service that is safe and easy to use. You have the peace of mind that your information is safe during transactions Reviewed on: 27th May 2025

Great experience!

My experience has been great with the PayPal app. Reviewed on: 27th May 2025

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