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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

95% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Satisfied

I am happy with the way PayPal offers pay in 3 installments. Allows you to be able to afford things otherwise not affordable to the person. Reviewed on: 27th May 2025

Lots of flexibility.

Lots of flexibility. Easy to use. Reviewed on: 27th May 2025

Buying online online

Pay Pal is the best way for me to see my online spending Reviewed on: 27th May 2025

Have had an account for years now.

Have had an account for years now. It's a very reliable service and the only time I've had to talk to customer service they were incredibly helpful and got the job done. I would recommend the service to friends and family as it's saved my butt many a time. Reviewed on: 27th May 2025

Brilliant

Very useful service brilliant for minimum interest Reviewed on: 27th May 2025

Easy to use, safe and secure.

Easy to use, safe and secure. Helpful if you want to send money to someone your buying items off as you have good and services as well family and friends. I use PayPal on a lot of sites for the security Reviewed on: 27th May 2025

It’s good and easy to set up could be a bit more tra...

It’s good and easy to set up could be a bit more transparent and easy to navigate on the app Reviewed on: 27th May 2025

My experience with the PayPal credit card has been e...

My experience with the PayPal credit card has been excellent. It’s convenient, secure, and seamlessly integrates with my PayPal account, making online purchases fast and easy. I also appreciate the rewards program, which offers great value on everyday spending. The customer service has been responsive and professional whenever I’ve had questions. Overall, it’s a reliable financial tool that fits perfectly into my digital lifestyle Reviewed on: 27th May 2025

They have always dealt with any issues I’ve had .

They have always dealt with any issues I’ve had . Retrieved money from bad sellers . Just a great way to pay for things with pay later etc . Just can’t knock it at all Reviewed on: 27th May 2025

Good experience well happy with your service

Good experience well happy with your service Reviewed on: 27th May 2025

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