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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,819 reviews, last reviewed 21st Jun 2026
4274850% increase in 5 star reviews
in the past 90 days
12300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal review Been using paypal for 18 years+ always has been great service money is always safe, cheak out is quick and paypal creadit very useful and customer ser... Read more Reviewed on: 21st June 2026
Ashopper's avatar
Ashopper

Latest lowest rating:

2

Worst customer service ever. PayPal + is really the only redeeming feature of the whole operation. It’s worth dealing with the appalling customer service, delayed refunds and endl... Read more Reviewed on: 21st June 2026
Stephanie S's avatar
Stephanie S
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
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PayPal PayPal Credit reviews (143819)

It was a quick and easy and makes transaction quicke...

5
It was a quick and easy and makes transaction quicker and having a card with 4 months interested free is brill Reviewed on: 12th June 2026
Robert's avatar
Robert

No hassle and so useful

5
I've had no problems with PayPal and it has always been a good experience. Reviewed on: 12th June 2026
Chloe Duckworth's avatar
Chloe Duckworth

Quick and easy, only thing I would like different is...

5
Quick and easy, only thing I would like different is the app is slow to update when you’ve made payments off of your credit total. Reviewed on: 12th June 2026
Alice f's avatar
Alice f

Simple, easy to use

5
Simple, easy to use, and customer service is amazing Reviewed on: 12th June 2026
Sam Waite's avatar
Sam Waite

PayPal credit is great through the app.

4
PayPal credit is great through the app. The only issue is the cars linked to it is often declined for some reason. Reviewed on: 12th June 2026
Rea1010's avatar
Rea1010

Great to use

5
It's convenient and easy to use, lots of retailers accept pay pal payments. Especially small businesses, having a no interest window helps to spread out the cost without incurring charges. Reviewed on: 12th June 2026
Ezmee's avatar
Ezmee

overall happy with service Paypall is providing

5
overall happy with service Paypall is providing Reviewed on: 12th June 2026
Katarina M's avatar
Katarina M

Great service, easy and fast.

5
Great service, easy and fast. No problems with the cards. Easy to use Reviewed on: 12th June 2026
Brigita B's avatar
Brigita B

My default online payment choice for over 20 years

5
Have been a paypal customer for over 20 years and have always found them to provide an excellent level of customer service and offer a range of useful services such as the ability to transfer funds without fees, pay in 3, 4 months interest free on purchases over £100. Very rarely had any issues with the use of paypal, though when I have had issues their customer service team have always resolved everything promptly and without any hassle. Paypal has always been my default online payment choice for as long as I've been using the internet. Reviewed on: 12th June 2026
Grant Thomson's avatar
Grant Thomson

PayPal integration is there when you need it

5
PayPal is a very well integrated company, when you pay the options are there and they do what it says on the tin and if there is a problem they take it seriously and always have a human to talk to. Reviewed on: 12th June 2026
Alienito's avatar
Alienito

Review PayPal: PayPal Credit now

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