Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 50,803 reviews, last reviewed 15th Jul 2025
1842300% increase in 5 star reviews
in the past 90 days
1100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward customer experience Very straightforward customer experience, with clear terms of use, and no hidden fees Reviewed on: 15th July 2025
wolfie's avatar
wolfie

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50803)

My experience with the PayPal credit card has been e...

5
My experience with the PayPal credit card has been excellent. It’s convenient, secure, and seamlessly integrates with my PayPal account, making online purchases fast and easy. I also appreciate the rewards program, which offers great value on everyday spending. The customer service has been responsive and professional whenever I’ve had questions. Overall, it’s a reliable financial tool that fits perfectly into my digital lifestyle Reviewed on: 27th May 2025

They have always dealt with any issues I’ve had .

5
They have always dealt with any issues I’ve had . Retrieved money from bad sellers . Just a great way to pay for things with pay later etc . Just can’t knock it at all Reviewed on: 27th May 2025

Good experience well happy with your service

5
Good experience well happy with your service Reviewed on: 27th May 2025

Long time client.

5
Long time client. Good experience. Reviewed on: 27th May 2025

Great service and very easy to use or access

5
Great service and very easy to use or access Reviewed on: 27th May 2025

Very good customer service, when dealing with what I...

5
Very good customer service, when dealing with what I thought was a scam. Reviewed on: 27th May 2025

Always receive a top class service

5
Always receive a top class service Reviewed on: 27th May 2025

I've never had a problem with pay pal.

5
I've never had a problem with pay pal. Would totally recommend. Me and my mate use it to transfer money to eachother, makes it so much easier. Reviewed on: 27th May 2025

Lovely easy to use and very neat

5
Lovely easy to use and very neat Reviewed on: 27th May 2025

Excellent work

5
PayPal credit very usefull is my life I can online shopping anywhere Reviewed on: 27th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 22340 reviews
    PayPal
  • Payment Provider

    from PayPal 4.93 from 3599 reviews
    PayPal
    View all products