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PayPal: PayPal Credit reviews

4.91
Based on 50,802 reviews, last reviewed 15th Jul 2025
921050% increase in 5 star reviews
in the past 90 days
1100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward customer experience Very straightforward customer experience, with clear terms of use, and no hidden fees Reviewed on: 15th July 2025
wolfie's avatar
wolfie

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50802)

PayPal is super easy to use.

5
PayPal is super easy to use. Fast payments easy to find payees. PayPal credit is absolutely fantastic. I can pay in 3 interest free payment. I’m always kept up to date with account information and payment dates. I couldn’t be with PayPal/PayPal credit. Reviewed on: 27th May 2025

I use PayPal credit its easy to use and the app is p...

5
I use PayPal credit its easy to use and the app is pretty straight forward. Reviewed on: 27th May 2025

Easy to. Use

5
Easy to.use when any issues with dishonest vendors they always help.get your money back Reviewed on: 27th May 2025

Satisfied

5
I am happy with the way PayPal offers pay in 3 installments. Allows you to be able to afford things otherwise not affordable to the person. Reviewed on: 27th May 2025

Lots of flexibility.

5
Lots of flexibility. Easy to use. Reviewed on: 27th May 2025

Buying online online

5
Pay Pal is the best way for me to see my online spending Reviewed on: 27th May 2025

Have had an account for years now.

5
Have had an account for years now. It's a very reliable service and the only time I've had to talk to customer service they were incredibly helpful and got the job done. I would recommend the service to friends and family as it's saved my butt many a time. Reviewed on: 27th May 2025

Brilliant

5
Very useful service brilliant for minimum interest Reviewed on: 27th May 2025

Easy to use, safe and secure.

5
Easy to use, safe and secure. Helpful if you want to send money to someone your buying items off as you have good and services as well family and friends. I use PayPal on a lot of sites for the security Reviewed on: 27th May 2025

It’s good and easy to set up could be a bit more tra...

4
It’s good and easy to set up could be a bit more transparent and easy to navigate on the app Reviewed on: 27th May 2025

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