Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 93,420 reviews, last reviewed 3rd May 2026
1966700% increase in 5 star reviews
in the past 90 days
5600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

5* for PayPal credit I’ve been using PayPal credit for the past 7-8 months approximately and have had no issues whatsoever in terms of service, usability, reliability or a... Read more Reviewed on: 3rd May 2026
kane fraser's avatar
kane fraser

Latest lowest rating:

2

could have spent the whole day looking at options trying to get help was impossible Reviewed on: 3rd May 2026
Brian Mccormick's avatar
Brian Mccormick

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (93420)

Good customer facilities

5
If I have wanted to increase limit it’s easy to do. The facility to take over 3 pallet instalments and now the credit card facility too I like all options. Reviewed on: 26th April 2026

Quick payment method .

5
Quick payment method . Strew free Reviewed on: 26th April 2026

My review

5
I find PayPal easy to use, love the four month no interest, I try to pay everything on line with pay pal as I trust this method and any problems are sorted out quickly also I like that I have payment protection Reviewed on: 26th April 2026

I've had my account for a long time and I think the...

5
I've had my account for a long time and I think the service is excellent. People need to learn more about PayPal. Reviewed on: 26th April 2026

Any problems then it’s easy to contact them and reso...

5
Any problems then it’s easy to contact them and resolve the issue effectively. Reviewed on: 26th April 2026

I have been using PayPal for 10 years now and I neve...

5
I have been using PayPal for 10 years now and I never regret it Reviewed on: 26th April 2026

Easy to use and set up since I already used PayPal.

5
Easy to use and set up since I already used PayPal. Flexible terms Reviewed on: 26th April 2026

Super quick easy and manageable transactions all.

5
Super quick easy and manageable transactions all.in one olace Reviewed on: 26th April 2026

Very helpful customer service.

5
Very helpful customer service. Easy way to purchase in credit plan. Reviewed on: 26th April 2026

Absolutely love it!

5
Absolutely love it! Im not using any other credit cards! PayPal is simply the best Reviewed on: 26th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review