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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50808 reviews)

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4.91

Based on 50,808 reviews, last reviewed 25th Jan 2026

No new 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

Pay pal - Has had my money held to ransom on all ord... Pay pal - Has had my money held to ransom on all orders placed for 120 days before they release any funds- We have been with Pay pal for several Year... Read more Reviewed on: 22nd January 2026

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50808)

Great platform, always good easy user friendly service.

Great platform, always good easy user friendly service. Reviewed on: 27th May 2025

Simple and straight forward

ITs been really easy to use with various different sellers. I've used it for booking experiences in new york as well as buying a fridge among other things! It's easy to get on the app to check the balance and make extra payments when I want to. Reviewed on: 27th May 2025

Made my dreams come true by paying monthly.

Made my dreams come true by paying monthly. Reviewed on: 27th May 2025

I never has problem with PayPal .

I never has problem with PayPal . Only posiive experience Reviewed on: 27th May 2025

PayPal is just very easy to use.

I've used PayPal and PayPal Credit for several years now and always find them to be really easy to use, easy to operate, and very quick to help out of any issues arise. Reviewed on: 27th May 2025

It’s very simple and available to us from many onlin...

It’s very simple and available to us from many online stores. Have very good security. Reviewed on: 27th May 2025

Easy, simple and convenient to use and no crazy inte...

Easy, simple and convenient to use and no crazy interest someone will not understand Reviewed on: 27th May 2025

I sold something on ebay and the customer pretended...

I sold something on ebay and the customer pretended they didn’t recieved it. So paypal refunded them and I was left cashless. Reviewed on: 27th May 2025

I have used PayPal for over 15 years and trust the s...

I have used PayPal for over 15 years and trust the service. Whenever I had any issues, they were quick to resolve them and making payments with it is really easy. I use PayPal for all my gaming and tech purchases. Reviewed on: 27th May 2025

Highly recommend

Great. Makes my money go further on short months then pay back interest free within the time frame. The best part is it's always safer to pay online with paypal Reviewed on: 27th May 2025

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