Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 93,350 reviews, last reviewed 3rd May 2026
1963450% increase in 5 star reviews
in the past 90 days
5600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very helpful and Excellent service Very helpful and Excellent service Reviewed on: 3rd May 2026
Bushra P's avatar
Bushra P

Latest lowest rating:

2

could have spent the whole day looking at options trying to get help was impossible Reviewed on: 3rd May 2026
Brian Mccormick's avatar
Brian Mccormick

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (93350)

Safe and secure

5
I use PayPal for all my transactions also debit card with money back.I feel very safe and secure for all transactions. Reviewed on: 26th April 2026

My personal experience

4
I always trust PayPal payments then any other payment available fast and reliable Reviewed on: 26th April 2026

PayPal for a number of years good service ...

5
I’ve used PayPal for a number of years and it’s become my go-to payment method for both everyday shopping and larger purchases. It’s straightforward to use and makes checkout quick, especially when shopping online with different retailers. I also like the flexibility it gives with spreading payments on bigger items, which has helped me manage my budget more comfortably without having to delay purchases. Overall, it’s reliable, widely accepted, and I’ve always felt secure using it. It just works consistently, which is what I want from a payment service. Reviewed on: 26th April 2026

Good services

4
Good experience .I use it for all sorts of transactions and I'm happy with the services I got so far! Reviewed on: 26th April 2026

Easy to set up however a better itemised rundown wou...

5
Easy to set up however a better itemised rundown would be preferred but other than that a great service Reviewed on: 26th April 2026

Never had any problems ,quick to verify purchases.

5
Never had any problems ,quick to verify purchases. Quick and easy to use Reviewed on: 26th April 2026

Safe Payment Method

5
I like using PayPal, it gives me extra layer of guarantee & peace of mind. Reviewed on: 26th April 2026

Easy to set up & use.

5
Easy to set up & use.Good loyalty scheme. Reviewed on: 26th April 2026

Excellent service, and very east to use

5
Excellent service, and very east to use Reviewed on: 26th April 2026

That is so excellent and valuable to purchase and am...

5
That is so excellent and valuable to purchase and amazing customer service Reviewed on: 26th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review