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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50808 reviews)

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4.91

Based on 50,808 reviews, last reviewed 25th Jan 2026

No new 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

Pay pal - Has had my money held to ransom on all ord... Pay pal - Has had my money held to ransom on all orders placed for 120 days before they release any funds- We have been with Pay pal for several Year... Read more Reviewed on: 22nd January 2026

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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PayPal PayPal Credit reviews (50808)

I have had a great experience with PayPal credit.

I have had a great experience with PayPal credit.there are also other benefits like pay in 3 etc.i get timely reminders of payment amounts without any nagging.paying is simple and straightforward. I would certainly recommend it. Reviewed on: 27th May 2025

Good financial services and responsive customer serv...

Good financial services and responsive customer service Reviewed on: 27th May 2025

Good amount of interest free time and regular remind...

Good amount of interest free time and regular reminders of upcoming payments to help me manage budgets Reviewed on: 27th May 2025

Excellent service

Always a pleasure to do business with you Reviewed on: 27th May 2025

Payments

It is an good alternative way to pay for then when you don’t have the money and easy to pay back Reviewed on: 27th May 2025

Amazing service.

Amazing service. Safe using the service. Reviewed on: 27th May 2025

PayPal Credit makes things easy.

PayPal Credit is great for me because it lets me spread the cost of purchases with no interest if paid in full within 4 months, making big buys more manageable. It’s quick and easy to use at checkout, so I can shop confidently without needing my wallet. Plus, it gives me extra flexibility when I need it most. Reviewed on: 27th May 2025

Great serviceEasy to set up and use.

Easy to set up and use. Safe way to pay for online orders. Just a great service. Reviewed on: 27th May 2025

Every time I have needed them

Every time I have needed to spread payments or give me breathing space they have been there for me Reviewed on: 27th May 2025

Easy and transparent straightforward credit line

Easy and transparent straightforward credit line Reviewed on: 27th May 2025

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