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PayPal: PayPal Credit reviews

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4.90
Based on 93,288 reviews, last reviewed 3rd May 2026
1960650% increase in 5 star reviews
in the past 90 days
5600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Customer service is great. Customer service is great. They respond to you quickly and are very helpful. Reviewed on: 3rd May 2026
Candice P's avatar
Candice P

Latest lowest rating:

2

Customer service has not been as effective as other... Customer service has not been as effective as other services Reviewed on: 3rd May 2026
Joseph C's avatar
Joseph C
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (93288)

PayPal is an amazing service that really comes in handy

5
PayPal is an amazing service that really comes in handy Reviewed on: 26th April 2026
Kristian M's avatar
Kristian M

Smooth, transparent and good value

5
I’ve had a very positive experience using PayPal Credit. The service is straightforward and easy to use, which makes managing payments simple and stress-free. The application process was quick, and everything is clearly laid out in the app and online account. What stands out most is the flexibility it offers. Being able to spread the cost of purchases has been genuinely helpful, and the terms are fair. It feels like good value for money compared to other credit options I’ve used. Overall, PayPal Credit has been reliable, transparent, and convenient. I’d recommend it to anyone looking for a simple and flexible way to manage payments, as long as they stay mindful of the repayment terms. Reviewed on: 26th April 2026
Fay M's avatar
Fay M

Exceptional platform & easy to navigate.

5
Exceptional platform & easy to navigate. Reviewed on: 26th April 2026
Jose A's avatar
Jose A

I've had a great experience using PayPal fast, secur...

5
I've had a great experience using PayPal fast, secure and very convenient. The Pay in 3 option is especially helpful, making it easier to spread out payments without stress. Definitely recommend it. Reviewed on: 26th April 2026
Bimala L's avatar
Bimala L

Always been helpful when contacted and love the pay...

5
Always been helpful when contacted and love the pay in 3 option. Reviewed on: 26th April 2026
Caroline D's avatar
Caroline D

very good, no issues noted.

5
very good, no issues noted. Feel protected when making purchases Reviewed on: 26th April 2026
Yousuf I's avatar
Yousuf I

It’s supper amazing.

5
It’s supper amazing. It’s the best credit finance I’ve ever used. Reviewed on: 26th April 2026
Beron Riley's avatar
Beron Riley

0% is a great option managed to buy and spread the c...

5
0% is a great option managed to buy and spread the costs Reviewed on: 26th April 2026
Christopher W's avatar
Christopher W

Very easy and convenient to use, dangerously so

5
Very easy and convenient to use, almost too so as I forgot I'd used it and was accruing interest in the background Reviewed on: 26th April 2026
Miles CW's avatar
Miles CW

Been using PayPal credit for months now and just the...

5
Been using PayPal credit for months now and just the best . With prompt payment and report building up my credit score. Reviewed on: 26th April 2026
Denor's avatar
Denor

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