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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 21st Jul 2025
921250% increase in 5 star reviews
in the past 90 days
1100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No regrets Never been let down if there was dispute about any thing. Reviewed on: 21st July 2025
Magdalene A's avatar
Magdalene A

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

PayPal Credit makes things easy.

5
PayPal Credit is great for me because it lets me spread the cost of purchases with no interest if paid in full within 4 months, making big buys more manageable. It’s quick and easy to use at checkout, so I can shop confidently without needing my wallet. Plus, it gives me extra flexibility when I need it most. Reviewed on: 27th May 2025

Great serviceEasy to set up and use.

5
Easy to set up and use. Safe way to pay for online orders. Just a great service. Reviewed on: 27th May 2025

Every time I have needed them

5
Every time I have needed to spread payments or give me breathing space they have been there for me Reviewed on: 27th May 2025

Easy and transparent straightforward credit line

5
Easy and transparent straightforward credit line Reviewed on: 27th May 2025

Great platform, always good easy user friendly service.

5
Great platform, always good easy user friendly service. Reviewed on: 27th May 2025

Simple and straight forward

5
ITs been really easy to use with various different sellers. I've used it for booking experiences in new york as well as buying a fridge among other things! It's easy to get on the app to check the balance and make extra payments when I want to. Reviewed on: 27th May 2025

Made my dreams come true by paying monthly.

5
Made my dreams come true by paying monthly. Reviewed on: 27th May 2025

I never has problem with PayPal .

4
I never has problem with PayPal . Only posiive experience Reviewed on: 27th May 2025

PayPal is just very easy to use.

5
I've used PayPal and PayPal Credit for several years now and always find them to be really easy to use, easy to operate, and very quick to help out of any issues arise. Reviewed on: 27th May 2025

It’s very simple and available to us from many onlin...

5
It’s very simple and available to us from many online stores. Have very good security. Reviewed on: 27th May 2025

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