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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143605 reviews)

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4.73

Based on 143,604 reviews, last reviewed 21st Jun 2026

4265050% increase in 5 star reviews

in the past 90 days

12300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I always feel safe using PayPal because of the extra... I always feel safe using PayPal because of the extra security. I've never had any problems and the app is very easy for me to use. Reviewed on: 21st June 2026

Latest lowest rating:

1

Very good i receive reminders when payment due Very good i receive reminders when payment due Reviewed on: 20th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143605)

Helps families out!

It really helps out each month when you don’t have enough to stretch and it helps with anything that arises can get in credit or pay in 3 until next payday! Reviewed on: 12th June 2026

I love the reassurance that PayPal gives

I love the reassurance of having PayPal to pay online, it means the site is most likely safe and I don’t have to give out my bank details or credit cards. it also means I can spread my costs over time to not have to dip into my savings. Plus I know they’re in my corner if something goes wrong. Reviewed on: 12th June 2026

I use PayPal all the time

I use PayPal all the time and it’s easy to use Reviewed on: 12th June 2026

PayPal Credit has been easy to use and safe for onli...

PayPal Credit has been easy to use and safe for online transactions Reviewed on: 12th June 2026

Very easy to use and easy to set up automatic paymen...

Very easy to use and easy to set up automatic payments to stay upto date with payments. Reviewed on: 12th June 2026

Very clear communication.

Very clear communication. Terms and conditions are explained well. Service is very easy to use Reviewed on: 12th June 2026

Best credit card offers and splits offers to 12/24 m...

Best credit card offers and splits offers to 12/24 month emi Reviewed on: 12th June 2026

PayPal credit really helps out when I need to make a...

PayPal credit really helps out when I need to make a bigger purchase but can’t do it all in one. The 4 months interest free option is a real life saver Reviewed on: 12th June 2026

Great for large purchases, interest free!

Always use paypal for large purchases, especially now as I can use the mastercard to do this anywhere. Having the four months interest free is great as it lets me spread these large purchases over it without interest Reviewed on: 12th June 2026

Always helpful staff and got me out of a few sticky...

Always helpful staff and got me out of a few sticky situations when I haven’t received products from companies. Easy times get through to a human being when phone up. Reviewed on: 12th June 2026

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