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PayPal: PayPal Credit reviews

4.91
Based on 50,807 reviews, last reviewed 24th Jul 2025
921300% increase in 5 star reviews
in the past 90 days
1100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025
Richard H's avatar
Richard H

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50807)

Always a handy backup and easy to apply for.

5
Always a handy backup and easy to apply for. Reviewed on: 27th May 2025

Perfect, everything works with no problems

5
Perfect, everything works with no problems Reviewed on: 27th May 2025

Convinient and quick approval.

4
Convinient and quick approval. Decent payment schedule. Reviewed on: 27th May 2025

Good to use

5
Easy to manage and easy to make the payments and the security of paypal is really good Reviewed on: 27th May 2025

Have no problem with PayPal sort any problem s I ha...

5
Have no problem with PayPal sort any problem s I have stight away Reviewed on: 27th May 2025

I have had a great experience with PayPal credit.

5
I have had a great experience with PayPal credit.there are also other benefits like pay in 3 etc.i get timely reminders of payment amounts without any nagging.paying is simple and straightforward. I would certainly recommend it. Reviewed on: 27th May 2025

Good financial services and responsive customer serv...

4
Good financial services and responsive customer service Reviewed on: 27th May 2025

Good amount of interest free time and regular remind...

5
Good amount of interest free time and regular reminders of upcoming payments to help me manage budgets Reviewed on: 27th May 2025

Excellent service

5
Always a pleasure to do business with you Reviewed on: 27th May 2025

Payments

5
It is an good alternative way to pay for then when you don’t have the money and easy to pay back Reviewed on: 27th May 2025

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