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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,597 reviews, last reviewed 21st Jun 2026
4264700% increase in 5 star reviews
in the past 90 days
12300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing app. Been with PayPal for many years and I love their services. Reviewed on: 21st June 2026
Dennis 's avatar
Dennis

Latest lowest rating:

1

Very good i receive reminders when payment due Very good i receive reminders when payment due Reviewed on: 20th June 2026
Shakeela I's avatar
Shakeela I
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143597)

Always there when needed , they fight your corner if...

5
Always there when needed , they fight your corner if you have a problem Reviewed on: 12th June 2026
Lesley Willett's avatar
Lesley Willett

Always use Paypal for quick payment and 0% finance

5
Always use Paypal for quick payment and 0% finance Reviewed on: 12th June 2026
KEVIN F's avatar
KEVIN F

Helps families out!

5
It really helps out each month when you don’t have enough to stretch and it helps with anything that arises can get in credit or pay in 3 until next payday! Reviewed on: 12th June 2026
Lauren french's avatar
Lauren french

I love the reassurance that PayPal gives

5
I love the reassurance of having PayPal to pay online, it means the site is most likely safe and I don’t have to give out my bank details or credit cards. it also means I can spread my costs over time to not have to dip into my savings. Plus I know they’re in my corner if something goes wrong. Reviewed on: 12th June 2026
Richard S's avatar
Richard S

I use PayPal all the time

5
I use PayPal all the time and it’s easy to use Reviewed on: 12th June 2026
Ben's avatar
Ben

PayPal Credit has been easy to use and safe for onli...

5
PayPal Credit has been easy to use and safe for online transactions Reviewed on: 12th June 2026
Costas K's avatar
Costas K

Very easy to use and easy to set up automatic paymen...

5
Very easy to use and easy to set up automatic payments to stay upto date with payments. Reviewed on: 12th June 2026
Mizanur R's avatar
Mizanur R

Very clear communication.

5
Very clear communication. Terms and conditions are explained well. Service is very easy to use Reviewed on: 12th June 2026
Carrie 's avatar
Carrie

Best credit card offers and splits offers to 12/24 m...

5
Best credit card offers and splits offers to 12/24 month emi Reviewed on: 12th June 2026
Amal 's avatar
Amal

PayPal credit really helps out when I need to make a...

5
PayPal credit really helps out when I need to make a bigger purchase but can’t do it all in one. The 4 months interest free option is a real life saver Reviewed on: 12th June 2026
Rory Holl's avatar
Rory Holl

Review PayPal: PayPal Credit now

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