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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (93192 reviews)

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4.90

Based on 93,192 reviews, last reviewed 3rd May 2026

1956350% increase in 5 star reviews

in the past 90 days

5600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Been using Paypal Credit facilities for a good while. Been using Paypal Credit facilities for a good while. Always at hand and great credit payment facilities . Reviewed on: 3rd May 2026

Latest lowest rating:

1

CS is just completely dismissive CS is just completely dismissive, and paypal has not proper automated way to raise issue either against digital products (the categories are laughable... Read more Reviewed on: 2nd May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (93192)

PayPal very user friendly

Usually I use PayPal for items because it’s a particular time of month and I get to pay later this helps me budget better and do things without having to pay the full amount straight away Reviewed on: 26th April 2026

Great service and easy to use.

Great service and easy to use.Great for shopping and spreading my payments Reviewed on: 26th April 2026

Easy to use and always has a good customer service

Easy to use and always has a good customer service Reviewed on: 26th April 2026

Great Customer Services

It's flawless in how it operates & interacts with me & how much it keeps me in the loop & to me its almost perfect Reviewed on: 26th April 2026

PayPal is secure and easy to use.

PayPal is secure and easy to use. It gives peace of mind when purchasing things online. Their credit allowance is fair and their interest free options are friendly. Reviewed on: 26th April 2026

Smooth and easy.

Smooth and easy. Very convenient and able to use across many stores. Reviewed on: 26th April 2026

I use paypal pay in 3 as well as the 4 month interes...

I use paypal pay in 3 as well as the 4 month interest free facility. It has allowed me to purchase items and spread the cost. I always know where I stand and the process of checking my account is really easy. When I have had a dispute with a supplier paypal has been fairly quick to review my problem and repay my money. Reviewed on: 26th April 2026

Easy and safe

Easy to use and simple to understand whats going on Safe online and reliable Reviewed on: 26th April 2026

From personal experience I can honestly say PayPal h...

From personal experience I can honestly say PayPal has a customer service team who actually work. Phones are answered. You don’t spend hours or days going around in circles chatting to a bot. The interest free option on spending is a necessity in this present climate as we do need to purchase things without ending up further down a spiralling debt route. There are so many things I couldn’t afford if it wasn’t for PayPal. Reviewed on: 26th April 2026

Security

Makes you feel secure when making payments Reviewed on: 26th April 2026

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