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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

PayPal has pulled me out of financial holes and help...

PayPal has pulled me out of financial holes and helped me over come financial challenges. Reviewed on: 27th May 2025

It is easy to use and great value of credit.

It is easy to use and great value of credit. Easy to navigate on app and full transparency. Reviewed on: 27th May 2025

Fast reliable payment service.

Fast reliable payment service. Easy to use. Helps spread payments. Reviewed on: 27th May 2025

VERY GOOD.

VERY GOOD. NO PROBLEMS AS LONG AS MINIMUM PAYMENTS ARE MADE OR EVEN A LITTLE EXTRA. Reviewed on: 27th May 2025

Have never had issues with PayPal Credit; the app is...

Have never had issues with PayPal Credit; the app is great and information provided on credit is excellent with many options to manage. Reviewed on: 27th May 2025

It's a very useful service, which is also accepted b...

It's a very useful service, which is also accepted by the majority of retailers. Reviewed on: 27th May 2025

Always a handy backup and easy to apply for.

Always a handy backup and easy to apply for. Reviewed on: 27th May 2025

Perfect, everything works with no problems

Perfect, everything works with no problems Reviewed on: 27th May 2025

Convinient and quick approval.

Convinient and quick approval. Decent payment schedule. Reviewed on: 27th May 2025

Good to use

Easy to manage and easy to make the payments and the security of paypal is really good Reviewed on: 27th May 2025

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