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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143605 reviews)

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4.73

Based on 143,604 reviews, last reviewed 21st Jun 2026

4265050% increase in 5 star reviews

in the past 90 days

12300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I always feel safe using PayPal because of the extra... I always feel safe using PayPal because of the extra security. I've never had any problems and the app is very easy for me to use. Reviewed on: 21st June 2026

Latest lowest rating:

1

Very good i receive reminders when payment due Very good i receive reminders when payment due Reviewed on: 20th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143605)

I have used PayPal for many years now and feel secur...

I have used PayPal for many years now and feel secure with my transactions Reviewed on: 12th June 2026

PayPal Credit is great but need improvements ...

PayPal Credit It’s great but when payments are done they reflect on the Paypal credit balance but the amount in not deducted until days later from the bank account which resulted in insufficient funds at some point and further charges which made the experience extremely frustrating. Reviewed on: 12th June 2026

Smart service and convenient all round

Smart service and convenient all round Reviewed on: 12th June 2026

Delighted with transparency

I am pleased especially with the highlighted 4 months credit and date indicating when to pay. Would like this for the amounts below £100 as well Reviewed on: 12th June 2026

I am satisfied with paypal service

I am satisfied with paypal service Reviewed on: 12th June 2026

PayPal credit benefits

PayPal credit helps me to buy items and pay up in 4 months without interest. I feel this helps me by avoiding long term debt while being able to make essential purchases. Reviewed on: 12th June 2026

Feel protected

Easy to check out easy to use, I feel protected using PayPal as I know I can contact the PayPal if anything goes wrong with my transaction. Reviewed on: 12th June 2026

I love Paypal it is great!

I love Paypal it is great! It is easy to user, efficient and effective for make quick payments online! The app is really easy to navigate and I have been able to manage multiple payments at once across many ways! Reviewed on: 12th June 2026

Convenient and hassle free

PayPal credit is a fair and convenient way to pay for large purchases. It is a very straightforward process as well and pretty simple to track where you are with payments on the app . It would be perfect, however, if one was able to make payments against a specific purchase when you have more than one, instead of on the overall balance. Reviewed on: 12th June 2026

A Friend you can rely on.

Many times PayPal accounts saved me to buy stuff , and pay back over time without interest . Reviewed on: 12th June 2026

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