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PayPal: PayPal Credit reviews

4.91
Based on 91,992 reviews, last reviewed 1st May 2026
1901250% increase in 5 star reviews
in the past 90 days
10800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal no issues I don't use PayPal loads but when I do I don't have any issues Reviewed on: 1st May 2026
Paul M's avatar
Paul M

Latest lowest rating:

1

Pay pal charge twice and take interest for finished... Pay pal charge twice and take interest for finished transactions Reviewed on: 1st May 2026
Biju J's avatar
Biju J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (91992)

Highly recommended.

5
Always good and informative whenever I have an issue or question regarding my credit account. They go above and beyond to ensure you get the ins and outs of each outcome of your query or issue. Would highly recommend thinking about applying. Reviewed on: 25th April 2026

Feel safer using PayPal than giving out debit card d...

5
Feel safer using PayPal than giving out debit card details payment options are fantastic Reviewed on: 25th April 2026

Happy with paypal any probs are worked out

4
Happy with paypal any probs are worked out Reviewed on: 25th April 2026

like PayPal because it makes sending and receiving m...

5
like PayPal because it makes sending and receiving money feel simple and secure. Whether I’m shopping online or paying someone directly, everything happens quickly without needing to share my bank details every time, which gives me peace of mind Reviewed on: 25th April 2026

Super easy app, love PayPal

5
Super easy app and friendly staff love PayPal Reviewed on: 25th April 2026

Always my first go to.

5
Pay pal are an easy efficient way to spread the cost, they also give an extra layer of protection when I make a larger purchase, especially holidays. Pay in 3 is brilliant. The app is easy to navigate and use - even if there is an issue with the company you purchased from PayPal offers clear directions how to chase this or report it, Reviewed on: 25th April 2026

Always a good experience, speedy customer service an...

5
Always a good experience, speedy customer service and queries dealt with promptly. I've had an account with them some time and have yet to have an issue. I don't have a business, so I'm unsure how the experience differs. Reviewed on: 25th April 2026

Good good good

5
Very good very good very good Very good very good very good Very good very good very good Very good very good very good Reviewed on: 25th April 2026

The service is very good and support how you spend y...

5
The service is very good and support how you spend your money Reviewed on: 25th April 2026

I’m happy being a part of Paypal family.

5
I’m happy being a part of Paypal family. I can use everywhere in the world. Transactions are instant and without any delay you can do your spendings. Reviewed on: 25th April 2026

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